Pensions are expected to rise for 18 consecutive years! To solve the "anxiety of old age", the representatives of the committee members

The two sessions hear the news丨The pension is expected to rise for 18 consecutive years!

To solve the "anxiety of old age", the representatives of the committee members

　　China-Singapore Jingwei, March 8 (Xiong Siyi) The 2022 government work report mentioned that the

During the National People's Congress and the National People's Congress, a number of delegates focused on the topic of pensions. Who do you support the most?

　　Data map: RMB.

Photo by Xiong Siyi

Pensions are expected to "18 consecutive rises"

　　As of 2021, my country's pensions for retirees have achieved "17 consecutive increases".

From 2018 to 2020, the increase rate will be 5% for three consecutive years, and the increase rate will be adjusted to 4.5% in 2021.

　　Fang Lianquan, secretary general of the World Social Security Research Center of the Chinese Academy of Social Sciences, said recently that my country's pensions are expected to rise by about 4% this year.

In an interview with the media in mid-February, Dong Dengxin, director of the Institute of Finance and Securities at Wuhan University of Science and Technology, said, "In recent years, the rate of increase in basic pensions for retirees has shown a downward trend, and the (expected) pension increase this year is about 3%."

　　China-Singapore Jingwei combing found that Guizhou, Hebei, Shanghai, Guangdong, Ningxia and other provinces have included "upgrading pensions" in the 2022 local government work report.

Among them, Guizhou Province clearly pointed out that this year, the minimum standard of basic pension for urban and rural residents will be raised from 98 yuan per person per month to 113 yuan, and the minimum living standard of urban and rural residents will continue to be raised.

Fang Lianquan suggested that in the adjustment of pension benefits in my country, an automatic adjustment mechanism that is comprehensively linked to indicators such as wage growth rate, price growth rate and economic growth rate should be introduced.

The main goal of this mechanism is to enable the growth rate of pensions to withstand the rising cost of living, and to ensure the purchasing power of pensions and the needs of old-age consumption.

　　Pensions increase every year, can they be paid in full?

　　"According to preliminary statistics, the current balance of the national social security fund is 4.8 trillion yuan, and the number of months that can be paid is more than 14 months." Minister of Finance Liu Kun pointed out on February 22 that the pensions of retirees, no matter which province they are in, In any city or county, it can be ensured that the timely and full payment is guaranteed.

Experts support multi-pillar pension

　　my country's old-age insurance system consists of three pillars: the first pillar is basic pension insurance; the second pillar is enterprise annuity and occupational annuity; the third pillar is personal pension.

　　The "Opinions on Promoting the Development of Individual Pensions", which was reviewed and approved at the end of 2021, pointed out that "the development of a multi-level and multi-pillar pension insurance system is an important measure to actively respond to the aging of the population and realize the sustainable development of the pension insurance system."

　　In response to "improving the compulsion of enterprise annuity and expanding the coverage rate", Sun Jie, member of the National Committee of the Chinese People's Political Consultative Conference and researcher of the National Institute of Opening-up at the University of International Business and Economics,

　　As for the third pillar of pensions, Xie Wei, member of the National Committee of the Chinese People's Political Consultative Conference and general manager of Bank of Communications Schroders Fund, believes that personal pensions are "bottom-line assets".

He suggested that priority should be given to supporting the pension product system with low volatility, relatively stable returns, relatively controllable risks, including target risks, as the key products for the industry to participate in the personal pension market.

　　Jin Li, member of the National Committee of the Chinese People's Political Consultative Conference and acting vice president of Southern University of Science and Technology, said that finance can play a huge role in addressing the main problems in the current development of the elderly care industry.

It is recommended to vigorously develop pension trust funds, strengthen the construction of the third pillar of pensions, and design more sophisticated and targeted financial products for the elderly.

　　It is worth mentioning that Guo Shuqing, chairman of the China Banking and Insurance Regulatory Commission, stated on March 2 that the development of the third pillar pension insurance will be standardized, the pilot area of ​​exclusive commercial pension insurance will be expanded to the whole country, and the pilot program of pension wealth management products will be expanded to "ten places and ten institutions". The

savings pilot is about to start, and

Who is responsible for the pension?

Salary increase to attract talents

　　In order to support the elderly, we must not only solve the problem of "who pays the money", but also pay attention to the problem of "who will contribute".

　　Chen Zhen, deputy director of the China Health Promotion Foundation's Special Fund for Elderly Health Care Services and Talent Training, pointed out that the data in 2020 shows that there are roughly 40.63 million disabled and semi-disabled elderly people in my country. There are only 40,000 people.

According to the 1:3 disabled population care ratio, the shortage of senior care talents may be in the tens of millions.

Chen Baohua, deputy to the National People's Congress and president of Huahai Pharmaceutical, suggested that we should attach great importance to the construction of senior care service personnel (especially the talent team), respect the labor of senior service employees, improve their remuneration and social status

, and protect their legitimate rights and interests in accordance with the law. Improve the sense of responsibility and honor of employees in the elderly service industry from their vital interests and social status.

　　Meng Lihong, a member of the National Committee of the Chinese People's Political Consultative Conference and vice chairman of Clifford Group, suggested strengthening the continuing education and training of reserve talents for elderly care workers.

Including vigorously carrying out vocational training and qualification certification for pension service practitioners; promoting pension institutions and higher (higher vocational) colleges to establish an "order-based" training model to regularly deliver multi-level professionals.

　　Ankang, deputy to the National People's Congress and chairman of Hualan Biotechnology, suggested that the recruitment and use of institutional elderly care service personnel should be standardized, and the open recruitment system and appointment system should be standardized, so as to improve the quality of elderly care service practitioners from the source.

Provide guidance on the age and educational level of personnel in each service post, and gradually realize the goal that professional services are realized by professional personnel.

(Sino-Singapore Jingwei APP)

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