Ahead of the official launch of the Youth Hope Savings Savings Savings Account, which has attracted attention due to the effect of the interest rate of 9% per annum, there are mixed feelings among young people.
According to the Financial Services Commission, the Youth Hope Savings Savings Fund is running a preview service that allows you to check whether you can subscribe before the launch on the 21st of this month.
The target of joining the Youth Hope Savings Savings Account is young people aged 19-34 with an annual income of less than 36 million won, and some young people are dissatisfied with this standard.
Excluding the 4 major insurance and wage and salary income tax from the 36 million won that corresponds to the maximum annual income, the actual amount of money an employee holds in their hands is about 2,649,000 won a month.
According to the National Statistical Office, the average wage of wage earners as of August of last year was 2,734,000 won.
At the same time, they complained that the asset standard was omitted from the condition, leaving the possibility of so-called 'gold spoon preference'.
On the other hand, some said that 'some inappropriate targets may benefit, but it is the best system for young people attending small and medium-sized businesses', and some say that this complaint is an overreaction.