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Young people are so eager to invest that there is a saying that 'the MZ generation has taken over the stock market'.

It means that they study on their own and invest in fear that they will fall behind if they only receive a salary.



This is reporter Jeon Yeon-nam.



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Rayoon Oh, a college student who has been investing in stocks for three years, checks the US stock market every morning as soon as she wakes up, scans economic news on TV and the Internet, and carefully examines reports from securities companies.



There is a sense of urgency that we cannot stand still as we watch the prices of assets such as stocks and real estate soar.



[Rayoon Oh/University Student: It is clear that earned income is important.

But I am completely convinced that it can't be done with just that, and it's right to make an unconditional investment and get more out of it (I think).

.]



Among the LG Energy Solution subscriptions and public offering stocks, which recently raised 114 trillion won, half of them were in their 20s and 30s, called the MZ generation.



The MZ generation is also leading the so-called 'fragmental investment', such as a decimal point investment in which the stocks of famous American companies are expensive and difficult to buy.



Life insurance is declining among young people, and health insurance is on the rise.



As mortality rates decrease and life expectancy increases, generational characteristics are revealed in insurance choices.



It has been found that when purchasing insurance, they rarely refer to solicitations or advertisements from solicitors, and only purchase essential insurance after finding information on their own.



[Seo Yong-gu/Professor of Business Administration, Sookmyung Women's University: If the previous generation was greatly influenced by the reference group (MZ generation), there seems to be a difference in making individual investment decisions because they have the ability to process a lot of information.

The fact that they have much more disposable time (which is also the background)]



As the number of MZ generations who invest on their own initiative through learning increases, the investment landscape for financial products is changing.



(Video editing: Wonhee Won, VJ: Hyunwoo Park)