Zhongxin Finance, January 30 (Reporter Li Jinlei) The Spring Festival of the Year of the Tiger is approaching, the benefits of money bags are constantly increasing, many benefits are improved, some expenses are reduced, money increases, fees are reduced, and the benefits of real money and silver, let's look at it together .

Minimum wage standards in various regions of the country (as of January 1, 2022).

From the Ministry of Human Resources and Social Security website

minimum wage standard

  In 2022, several regions announced minimum wage increases.

Among them, Shenzhen will increase the monthly minimum wage standard to 2,360 yuan/month from January 1, 2022.

The monthly minimum wage standards for the three administrative regions in Henan have been adjusted from the original 1,900 yuan, 1,700 yuan, and 1,500 yuan to 2,000 yuan, 1,800 yuan, and 1,600 yuan, respectively.

  Fujian and Chongqing announced that they will raise the minimum wage from April 1, 2022.

Among them, the monthly minimum wage standard of four grades in Fujian is adjusted to 2030 yuan, 1960 yuan, 1810 yuan and 1660 yuan.

The monthly minimum wage standard in Chongqing has been adjusted from 1,800 yuan to 2,100 yuan, and the second-grade monthly minimum wage standard has been adjusted from 1,700 yuan to 2,000 yuan.

  The increase in the minimum wage standard will help to increase the income of employees, especially to promote the increase of the wage level of low-income employees.

At the same time, unemployment insurance benefits linked to the minimum wage, sick leave wages during the medical treatment period, wages during the probationary period, and the basic living expenses of employees in the event that the unit is suspended or closed, etc., will also increase with the increase of the minimum wage standard.

pension

  Several provinces announced to increase the basic pension for urban and rural residents.

Among them, the provincial minimum standard of basic pension insurance for urban and rural residents in Jiangsu has been raised from 173 yuan per person per month to 187 yuan, an increase of 8% over the previous year.

The new standard will be implemented from January 1 this year and will be implemented before March 31.

  Guizhou mentioned in the government work report that this year, the minimum basic pension standard for urban and rural residents will be raised from 98 yuan per person per month to 113 yuan.

  In addition, pensions for retirees are also expected to rise.

Hebei proposed in the government work report to increase the basic pension for retirees.

Shanghai proposes to coordinate the improvement of social security treatment standards such as pensions, medical insurance, and subsistence allowances.

Data map: Outpatient building of a hospital.

Photo by China News Agency reporter Yin Liqin

General outpatient treatment

  Beginning in 2022, some provinces have begun to implement the basic medical insurance outpatient mutual aid security reform for employees. One of the important contents is to improve the level of outpatient treatment and include more outpatient expenses in medical insurance reimbursement.

  For example, Fujian has improved outpatient treatment by lowering the threshold for general outpatient clinics, increasing the reimbursement ratio and capping line. To 75%, retirees will increase to 80% uniformly, and those who seek medical treatment at the grassroots level will increase by another 10 percentage points.

  There is no minimum payment standard for general outpatient medical insurance for Guangdong employees. For medical expenses incurred by in-service employees within the policy scope, the payment ratio of first-level and lower medical and health institutions shall not be less than 60%, second-level medical and health institutions shall not be less than 55%, and third-level medical and health institutions shall not be less than 55%. Medical and health institutions shall not be lower than 50%, and the proportion of retirees shall be appropriately increased.

one-time death benefit

  In 2022, the standard of one-time work-related death benefits will be raised.

  According to the regulations on work-related injury insurance, the one-time work-related death subsidy standard is 20 times the per capita disposable income of urban residents nationwide in the previous year.

  Data released by the National Bureau of Statistics in January showed that in 2021, the per capita disposable income of urban residents nationwide will be 47,412 yuan. Therefore, the one-off work-related death subsidy standard in 2022 is determined to be 47,412 × 20 = 948,240 yuan.

Data map: Bank staff counts currency.

Photo by China News Agency reporter Zhang Yun

These fees have dropped!

  The China Banking and Insurance Regulatory Commission recently issued the "Guiding Opinions on Regulating the Management of Adjusted Prices in the Banking Service Market", encouraging appropriate reductions in account management and maintenance, low-frequency and low-input service charges, and sharing the development achievements of the banking industry with enterprises and the public.

  Some banks have already taken action.

Bank of China issued an announcement stating that from February 1, 2022, the annual fee for personal debit cards and the management fee for RMB personal small current deposit accounts will be cancelled. Annual fee) and small account management fee will no longer be charged from that day.

The Postal Savings Bank of China also issued an announcement to adjust some service items, including the free card cost of the Fat Tiger Card, the management fee for small accounts, and the annual fee for debit cards.

  In addition, the Ministry of Finance said that in 2022, more tax and fee reductions will be implemented, and the tax and fee burden in the Year of the Tiger is expected to be further reduced.

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