Zhongxin Finance, January 19. Recently, the Nanning Housing Provident Fund Management Center of Guangxi released the "Nanning Housing Provident Fund Personal Housing Loan Management Implementation Rules" (draft for comments), which proposed that the maximum loan amount for the first home provident fund is 700,000 yuan. The maximum amount of the second housing provident fund loan is 600,000 yuan.
The draft also mentioned that for the implementation of the provident fund loan policy for the first home, the down payment ratio shall not be less than 20% of the housing value, and the loan amount shall not be higher than 80% of the housing value; for the implementation of the provident fund loan policy for the second home, the down payment shall be The proportion of the loan shall not be lower than 40% of the house value, and the loan amount shall not be higher than 60% of the house value.
Provident fund loans support the purchase of the first set of self-occupied housing or the second set of self-occupied housing with improved living conditions, and do not support the purchase of the third or above set of self-occupied housing.
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