Zhongxin Finance, January 18th. On the 18th, the State Council Information Office held a press conference on the relevant financial statistics in 2021. Zou Lan, director of the Financial Market Department of the People's Bank of China, said at the press conference that the housing loan policy will still be based on housing. It is for living, not for frying. According to the arrangement of the long-term mechanism, it will remain basically stable.
Zou Lan said that according to the overall requirements of stabilizing land prices, housing prices, and expectations, stabilizing expectations is first and foremost policy expectations.
Based on some changes in the market in the second half of 2021, various aspects, especially some financial institutions, have some stress responses based on their judgments on the market situation and risk evolution. Therefore, since late September 2021, the People's Bank of China and other financial management departments have , strengthen communication with relevant financial institutions, help financial institutions to accurately grasp and judge changes in the market situation, better implement the prudent management system for real estate finance, and meet the reasonable financing needs of the real estate market.
Regarding the house purchase policy, Zou Lan said that one of the core characteristics of real estate is regionality. Under the management framework of the long-term mechanism for real estate, it is more to implement the territorial responsibility of the city government, and combine the local market situation to implement real estate regulation based on city policies.