An exciting court case is pending in the coming week: the consumer advice center in Baden-Württemberg and the Volksbank in the small climatic health resort of Welzheim in the Rems-Murr district are arguing before the district court in Stuttgart on Tuesday.
What initially sounds like a more regionally significant conflict could definitely make waves.
It is about how banks and bank customers deal with a judgment of the Federal Court of Justice from last April.
In it, the court had rejected as inadmissible the previous practice of many banks of interpreting customer silence as consent to changes in the general terms and conditions of current accounts, such as increases in fees (file number XI ZR 26/20).
Christian Siedenbiedel
Editor in Business.
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The process is now about the fact that the bank terminated a customer's account because he had reclaimed account management fees from the past - and an offer from the bank to continue his account for 5 instead of 7.50 euros a month if he renounce claims from the past, did not go into it (file number 34 O 98/21 KfH).