Zhongxin Finance, January 14 (Reporter Zhang Ni) "The medical insurance under your name has been deactivated, please go to ****** to apply for an electronic version"... Recently, some people have received such text messages, click After opening the link, the jumping page is very similar to the official website, but if you fill in the ID number, bank card number and other information according to the prompts on the page, the bank card may be stolen.
The medical insurance department reminds: Don't believe this kind of information!
Image source: Screenshot of the official WeChat account of the Liaoning Provincial Medical Security Bureau
"Medical insurance is suspended and the electronic version is replaced"? fake
Recently, the official WeChat account of the Liaoning Provincial Medical Insurance Bureau said that the Liaoning Provincial Medical Insurance Bureau received reports from some people that some criminals pushed fraudulent text messages to the insured people in the province, the relevant content was "[Liao Zhengtong] The medical insurance under your name has already been issued. Disable it, please go to ****** to apply for an electronic version", which contains a false link (actually a Trojan virus link), which induces victims to click on the link.
After clicking on the link, the jumping page is very similar to the official website.
If you fill in the ID number, bank card number, bank card password, reserved mobile phone number, verification code and other information according to the prompts on the page, the victim's mobile phone and bank card information will be stolen, and the bank card will be damaged.
According to the article, after verification, the Liaoning Provincial Medical Insurance Department or relevant government departments have not sent such SMS reminders of "medical insurance deactivation and electronic version use" in any name, and they will not send any URL through text messages, please click.
Such fraudulent information has appeared in Hebei, Hubei, Sichuan, Shaanxi and other places. All insured personnel are requested to be vigilant, pay attention to prevention, protect their own information and property safety, and do not click on unfamiliar links.
For insured persons who need to inquire about personal medical insurance information, please go to the official website of the city's medical security department, the relevant modules of the official WeChat public account, or call the public service hotline of the medical security department, or go to the medical security agency.
In case of abnormal medical insurance personal account information, please bring your ID card and medical insurance card to the local medical insurance service hall for consultation and processing.
Data map: The Registration Hall of Tongzhou Campus of Peking University People's Hospital.
Photo by Zhang Ni
What is an electronic medical certificate? how to use?
In fact, in recent years, the use of medical insurance electronic certificates has indeed been promoted in various places.
So, what is the difference between the medical insurance electronic certificate and the ordinary medical insurance card?
How to use it?
Will the original health insurance card become invalid?
The reporter inquired about the official explanation issued earlier by the National Medical Insurance Administration.
——What is the medical insurance electronic certificate?
The medical insurance electronic certificate is the unified identification information issued on the national unified medical insurance information platform for the insured, staff, physicians, pharmacists, nurses, hospitals, pharmacies, and pharmaceutical enterprises related to medical insurance.
Medical insurance electronic vouchers can be associated with ID cards, QR codes, faces and other biometric features, and support all medical insurance-related businesses.
At present, the medical insurance electronic certificate can be activated nationwide.
——What are the advantages of medical insurance electronic certificates?
Compared with physical cards or other electronic cards, medical insurance electronic certificates have four outstanding advantages.
One is convenience.
The medical insurance electronic certificate does not rely on the physical card. The insured can activate and use it through the National Medical Insurance APP, or through WeChat, Alipay and other third-party channels certified and authorized by the National Medical Insurance Bureau, which is very convenient.
The second is rich application.
Medical insurance electronic certificates are widely used in various medical insurance business scenarios such as medical insurance inquiry, insurance registration, reimbursement payment, etc. One electronic certificate can handle all medical insurance business.
The third is national.
The medical insurance electronic certificate is uniformly generated by the national medical insurance information platform. The standards are unified across the country and cross-regional mutual recognition. The insured can use the certificate to handle related medical insurance business across the country.
Fourth, it is safe and reliable.
The medical insurance electronic certificate has passed the real-name and real-person authentication, adopts domestic encryption algorithm, data encryption transmission, and dynamic QR code display, which ensures the safety of personal information and medical insurance funds.
In order to facilitate the insured to use the medical insurance electronic certificate, the National Medical Insurance Administration has developed a corresponding national medical insurance service platform APP, which can be downloaded and used by the insured in major mainstream APP malls and application stores.
The insured can save a lot of time through the medical insurance electronic certificate: after activating their own medical insurance electronic certificate on the mobile phone, the insured only needs to scan the code to confirm the medical insurance identity and medical insurance settlement during the process of seeing a doctor and taking medicine, and then they can enter the next step. For one link, there is no need to queue up at the window; if you want to buy non-prescription drugs, the insured can also go to the pharmacy to scan the code of the medical insurance electronic certificate to buy the medicine.
Data map: Self-service terminals in a hospital.
Photo by Xu Jing
——How to get the medical insurance electronic certificate?
The medical insurance electronic certificate does not rely on the physical card. The insured can directly use the national medical insurance APP or WeChat and Alipay to activate and use it after self-service face recognition authentication, and do not need to go to the government hall to receive and activate it.
——Can the medical insurance electronic certificate be used across provinces?
The medical insurance electronic certificate is uniformly generated by the national medical insurance information platform, the standards are unified nationwide, and the cross-regional mutual recognition is carried out. The insured can handle relevant medical insurance business nationwide.
For example, if you need to seek medical treatment in a different place, the insured can activate the medical insurance electronic certificate on the mobile phone through the national medical insurance APP or official authorized channels such as WeChat and Alipay, confirm the identity of the insured person, and then file for medical treatment in another place.
- Can the original social security card still be used?
The social security card can continue to be used, and the function will not be affected.
However, if the medical insurance electronic certificate is activated, the insured person does not need to bring the social security card, which can avoid the replacement procedures and extra costs caused by the loss of the social security card.
(Finish)