The application for 'Hope Loan', which provides loans at a low interest rate of 1% per year to small business owners who have been affected by COVID-19, will start tomorrow (3rd).



The Ministry of SMEs and Startups announced that they will be accepting applications for hope loans online through the Small Business Policy Fund website from 9 am tomorrow.



▶ Support target



140,000 low-credit small businesses among the small business owners who received 1 million won in quarantine support for small businesses after the 27th.



Based on the nice rating information, 140,000 people with a credit score of 744 or less and 6 or less in the old standard are eligible.



The Ministry of SMEs and Startups will provide a separate notification window on the Small Business Policy Fund website to inform them so that you can check your credit score before applying.



▶ How



to apply For distribution of simultaneous access, the 10 sub system is implemented for the first ten days (1.3~12) of the application based on the last digit of the birth year in the representative's resident registration number.



For example, if the last digit of the year of birth is 3, you can apply on the 3rd, and if the last digit is 8, you can apply on the 8th.



However, from the 13th, you will be able to apply regardless of the last digit of your birth year.



Reception hours are from 9:00 am to midnight every day during the ten sub system, and from 9:00 am to 24 hours from the day the ten sub system ends.



You can also apply online on Saturdays, Sundays and public holidays.



▶ Whether to apply for duplicate



This desired loan can be borrowed regardless of the type of policy fund for small businesses and the size of the balance, however, if you have received the 'Special Loan for Daily Life Recovery', which has been in effect since November 29 last year, you cannot apply for duplicate application.



Tax delinquency, arrears at financial institutions, and small business owners who are closed or closed are also excluded from the support.



A total of 1.4 trillion won will be supplied, up to a maximum of 10 million won per person.