Many local "courier brothers" have work injury insurance
Companies "spend little money and save big money", full-time and part-time employees can participate
News from our newspaper (Reporter Li Runzhao) In the last few days of 2021, Deng Zhaoyi, general manager of Yunda Express, Shaxian District, Sanming City, Fujian Province, took a mobile phone to study the express industry's work-related injury insurance policies that the province had just introduced.
According to the calculation of the payment standard in 2021, the courier outlets operated by Deng Zhaoyi will pay more than 42,000 yuan for work injury insurance for 30 couriers in 2022.
Not only Fujian, but recently, Guangdong, Jiangsu, Anhui and other provinces, based on the "Opinions on Doing a Good Job in Protecting the Legal Rights and Interests of the Courier Group" previously jointly issued by the country and multiple departments, have introduced the inclusion of courier employees in grassroots express outlets in work injury insurance. Guaranteed policy.
The reporter noticed that the policy in many places requires that the coverage of work-related injury insurance is "all employees used by grassroots express delivery outlets", and stipulates that express companies shall not use seasonality, temporaryity, flexibility, and liquidity as reasons, or use " Refusal to apply for work-related injury insurance for the courier personnel recruited on the grounds that they have already participated in work-related injury insurance in other express companies.
"'Full coverage' reflects the determination to safeguard the legitimate rights and interests of the grassroots courier group." The relevant person in charge of the Fujian Provincial Postal Administration said that in addition to the full-time courier practitioners who have established labor relations with enterprises and outlets, they can participate in social insurance in accordance with the law. , Part-time couriers with greater mobility are also included in the scope of work-related injury insurance protection.
It is reported that after couriers have participated in work-related injury insurance in accordance with the law, and suffered accident injuries or occupational diseases due to work, their work-related injury identification, work ability assessment, treatment standards and payment methods can be implemented in accordance with relevant national laws and regulations and local relevant policies and regulations.
Zhang Benzhong, a lawyer from the Guofu Law Firm of Fujian Province who has participated in the mediation of many employee injury disputes in the express delivery industry, told reporters that in the past work injury cases in the express delivery industry, the biggest difficulty in safeguarding the rights and interests of employees lies in the identification of labor relations.
He believes that the recent intensive work-related injury insurance policies issued by various provinces have clarified the main responsibilities of courier companies and grassroots outlets, and opened up a policy channel for flexible employment couriers to participate in work-related injury insurance.
Deng Zhaoyi also supports the inclusion of first-line couriers in the scope of work-related injury insurance.
In his view, this is a good thing to "spend a little money and save a lot of money".
He told reporters: "In the past, some express companies and first-line couriers would choose to purchase commercial insurance, but not all commercial insurances can provide work-related injury compensation. Companies and couriers may not get the expected work-related injury protection at the expense of money."
However, Deng Zhaoji also has his own worries.
He calculated an account for the reporter: the headquarter’s delivery fee to the Shaxian branch is 1 yuan/order, and the branch’s delivery fee to the courier clerk ranges from 0.6 yuan to 0.7 yuan/order.
After purchasing work-related injury insurance, the company has to pay an additional RMB 0.1 to RMB 0.2 for each express delivery.