The illegal opening and selling of bank cards "four-piece suits" (mobile phone cards, bank cards, USB shields, and copies of ID cards) is one of the important reasons for the continued high incidence of telecommunications network fraud cases.
In October 2020, the "Card Broken" operation was carried out nationwide, aiming to cut off the source of gang crime tools such as overseas telecommunications network fraud and online gambling from the source.
In the "11.18" case of extremely damaging credit card management, the criminal group transported and sold more than 10,000 "four-piece sets" of bank cards overseas in just four months.
The police in Hanshan County, Ma'anshan City, Anhui Province seized more than 7,600 sets of bank cards that could cover half of a playground, worth more than 80 million yuan, and arrested 38 criminal suspects.
The main criminal of the gang, Luo Mouchao, is a "post-00", and the main persons involved are mostly "post-95s" and "post-00s".
Tracking all the way, the "big fish" surfaced
In September 2020, Zhang, a vocational high school student who had just grown up, reported to the Public Security Bureau of Hanshan County.
Not long ago, Zhang sold his bank card "four-piece set" to Faxiao at a price of 800 yuan per set. A few days later, he discovered that the bank card was frozen.
The two "faxiao" lines, Diao and Yan, who were in their early 20s, entered the sight of Hanshan police.
Gao Feng, an instructor of the Dongguan Police Station of the Hanshan County Public Security Bureau, introduced that Yan saw a small advertisement about Diao Mopu’s purchase of a "four-piece" bank card while working in Guangdong, and contacted him and became his next home; after Diao Mopu returned to Hanshan’s hometown "Business" withered, and the bigger and bigger Yanmou became his home.
Soon, both of them were captured by the police.
Just the day before his arrest, Yan sent a batch of "four-piece suits" of bank cards to his master "Chen Kun" in Zhongshan City, Guangdong Province.
Knowing the clues, Hanshan police rushed to Zhongshan, Guangdong.
While staying at the express station, more than 20 parcels sent to "Chen Kun" from all over the country arrived.
On the morning of December 14, 2020, "Chen Kun" appeared and was immediately arrested. It was verified that he was Song Mouzhi.
In the package are small appliances such as rice cookers and speakers.
The police disassembled the small household appliances, and successively took out hundreds of "four-piece suits" of bank cards wrapped in tin foil from the mezzanine. Song Mouzhi, who shouted injustice, lowered his head.
The police found that the "big head" of the overseas family had sent a letter asking Song Mouzhi to load and deliver the goods. In order to avoid rushing and alarming the snake, the police followed all the way.
The logistics truck stopped at many places to load goods and arrived at a foreign trade warehouse in Shenzhen at 11 o'clock that night, carrying 11 boxes of more than 1,400 bank card "four-piece sets".
At this point, a "big fish" is emerging.
Disguised customs declaration in China, illegal resale abroad
After the police "closed the network" in the territory, they finally figured out how this "underground network" works.
The overseas gang leader "big head" will make overall arrangements for domestic transportation and outbound delivery.
Song Mouzhi does not know the true identity of the "big head".
The evidence of the police investigation pointed to Luo Mouchao who was abroad.
According to Song Mouzhi’s confession, he established a “card collection and distribution point” under the command of the “big head” of his family abroad, and put the “four-piece suits” of bank cards from all over the country one by one with black cartoon pattern stickers, and then combined them with ordinary reading. The cards are mixed together to pretend to be exported electronic products.
"In the follow-up process of handling the case, Luo Mouchao, who was outside the country, gradually became clear and was determined to be the main offender. But he did not expect that the number of people involved and the traffic volume would be so large." Zhu Hongjian, head of the Economic Investigation Brigade of the Public Security Bureau of Hanshan County, recalled.
Police investigation found that Luo's girlfriend Yu was involved in the case and was visiting relatives in China and was about to leave the country again, so she seized the opportunity to capture him.
When Yu was arrested, there were still more than one million yuan in balances on WeChat and Alipay accounts.
It is reported that Luo Mouchao has worked in overseas gambling and merchandise business successively, and his economy is not well-off.
After Luo and his girlfriend entered the cross-border transportation bank card "industry", they found that they were profitable and began to do it alone in 2020.
According to the police, Luo Mouchao gang smuggled the "four-piece suit" of bank cards out of the country by disguising customs declarations and other methods to make illegal profits.
Overseas card dealers then resell them to criminal gangs engaged in telecommunications network fraud and online gambling in order to make huge profits.
With a huge amount of black income, Luo Mouchao buys luxury cars abroad and plans to buy villas for his family.
But I didn't want to, this "dream" was completely broken by the police chase.
"Based on evidence from the suspects in the case, analysis of capital flows, etc., the police have determined that the money is illicit, and has been detained in accordance with the law. As long as illegal and criminal activities violate the lawful rights and interests of Chinese citizens, the people's police must pursue it to the end." Zhu Hongjian said.
Enhance legal awareness and don’t be greedy for small profits
At present, the hunt for Luo Mouchao is still continuing.
Regarding the phenomenon that most of the people involved in the case are "post-95s" and "post-00s", Zhu Hongjian is quite emotional: they are generally not well-educated, have a weak awareness of the rule of law, and lack the awe of the law in the pursuit of "quick money."
The parents of "post-95" Song who worked in agriculture had high hopes for him and bought a house for him just before his arrest.
"They live innocently, without any blemishes, and I feel very sorry for them." In the detention center, Song Mouzhi was very regretful.
Yang Benyu, deputy director of the Public Security Bureau of Hanshan County, said that apart from working with the People’s Bank of the People’s Bank of the People’s Bank to publicize the dangers of illegal bank card trading and disciplinary measures, the public security organs must also work with the logistics and transportation authorities to strengthen supervision and increase the crackdown on “card-broken” crimes. .
In illegal activities such as telecommunications and network fraud, criminals ask the victim to remit money to a designated bank account. Once the account is received, the money will be transferred quickly. In this process, the bank card "four-piece suit" has become an important tool for crime.
At present, banks and payment institutions impose penalties on the buying and selling of bank cards and payment accounts, and they are not allowed to open new accounts for them within 5 years.
Knowing that others are committing telecommunications network fraud, they still provide assistance through the sale of bank cards, etc. If the circumstances are serious, it constitutes a crime.
While the relevant departments are struggling hard, the public must also increase their legal awareness, not to sell their bank cards, mobile phone cards, etc., and not to leave opportunities for illegal and criminal gangs for petty gains.
Reporter: Zhai Xiang, Xiong Feng