China-Singapore Jingwei, December 4th (Feng Fang) Recently, Hangzhou introduced a new policy for shared property housing, and the first shared property housing project was located in Linping District.
According to incomplete statistics, more than 20 cities have issued relevant policies or solicited public opinions.
In addition, more than 10 cities have expressed that they will research, explore, develop and promote shared property housing, including Xiongan New District, Harbin, Jinan, Hefei, etc.
Data map.
Photo by Xue Yufei, Sino-Singapore Jingwei
Over 20 Urban Development Common Property Housing Policy
The so-called shared property housing means that the government and the purchaser share the housing construction funds, and the contract specifies the amount of funds of both parties and the rights and obligations assumed in the process of future withdrawal.
In 2007, Huai'an City, Jiangsu Province took the lead in implementing shared property housing.
In 2009, some areas of Shanghai started pilot projects.
In 2014, the Ministry of Housing and Urban-Rural Development made it clear that 6 cities, Beijing, Shanghai, Shenzhen, Chengdu, Huai'an, and Huangshi, are the pilot cities for the country's shared property housing.
In recent years, more than 10 provinces, including Fujian, Jiangsu, Shaanxi, Hubei, Guangdong, Hainan, Shandong, Sichuan, Anhui, Zhejiang, Henan, Hebei, Guangxi, and Ningxia, have proposed the development of shared property housing in accordance with local conditions.
According to incomplete statistics from China-Singapore Jingwei, currently, more than 20 cities have issued policies related to housing with common property rights, or have publicly solicited opinions.
Among them, 19 places including Beijing, Shanghai, Guangzhou, Chengdu, Huai'an, Huangshi, Shenzhen, and Hangzhou have issued policies, and Zhuhai and Maoming have completed the public consultation on related policies during the year.
In addition, many cities will research, explore, develop and promote shared property housing, including Xiongan New District, Harbin, Jinan, Hefei, Lanzhou, Quanzhou, Yinchuan, Wuhan, Liaocheng, Xiamen, Liuzhou, etc.
For example, Hebei proposed to guide the development of shared property housing in Xiong’an New District to attract people from Beijing’s non-capital function relocation. Heilongjiang expressed that it encourages and supports Harbin to take the lead in the development of shared property housing.
In addition, Gansu proposes that Lanzhou will start the construction of 3,000 units of shared property housing in 2021; Yinchuan proposes that the government invests in construction or other channels to raise affordable housing and price-fixed commercial housing, priority will be given to the waiting list of affordable housing and price-fixed commercial housing , The remaining houses are merged into the management of common property housing.
Most cities non-local household registration can be purchased
In January this year, the Minister of Housing and Urban-Rural Development Wang Menghui stated that it is necessary to support the development of shared property housing in big cities with a net influx of people. The scope of supply is mainly for the registered population and gradually expanded to the permanent population.
Sino-Singapore Jingwei noted that in the initial stage of Shanghai's launch of shared-ownership housing, only households with household registration in the city could apply for purchase. Since then, the entry threshold has been lowered several times, and it has now been extended to non-Shanghai households.
In addition, Hangzhou’s recent policy clarifies that non-Hangzhou households can also apply for shared property housing, but the main applicant must hold a Zhejiang residence permit or a residence permit for imported talents in Zhejiang, and have paid social security or individual taxes in the urban area. A certain number of years.
Among the above-mentioned more than 20 cities that have announced their policies, most cities have opened up purchases for people who are not registered in the city.
For non-local household registration purchases, some need to meet the relevant social security or individual tax payment requirements. For example, Foshan requires continuous purchase of social insurance for 5 years or more in this city, Dongguan requires a cumulative pension insurance payment of 5 years in Dongguan, and Hangzhou requires that it be in the urban area. Accumulative payment of social security or individual taxes for a certain number of years.
In addition, Shanghai, Hangzhou, Xi'an, Foshan, Yantai and other places also require local residence permits.
Regarding the requirements for the local household registration population, some cities require only the household registration of the city, and some cities are more stringent.
For example, Guangzhou requires the city's urban household registration for 10 years, Wuxi requires the city's urban household registration for 5 years, and Zhangjiagang requires urban household registration for one consecutive year.
In addition, the housing policy of shared property rights in many places proposes to relax the household registration restrictions on qualified talents.
Guangzhou stated that domestic undergraduates and above with bachelor’s or higher degrees, highly skilled talents, and Guangzhou talent green card holders are not subject to household registration or household registration years. Xi’an, Zhuhai, Chengdu, Maoming and other places will also provide all kinds of qualified talents. Included in the scope of subscription.
Speaking of household registration requirements, Yan Yuejin, research director of the Think Tank Center of E-House Research Institute, told Sino-Singapore Jingwei that relaxation is the general direction.
He pointed out that a direct reason is that with more and more houses, the coverage of protection for various home buyers will become wider and wider.
At this time, the application threshold will be lowered, which can also benefit the rights and interests of the non-local household registration population.
16 places can obtain all property rights
Based on the model of "partnership with the government to buy a house", the issue of the share of property rights in common property housing has also attracted much attention.
Among the above-mentioned more than 20 cities, most cities clearly delineate the property rights held by buyers when buying houses, generally not less than 50%, and a few cities require not less than 60%.
Judging from the upper limit, Zhuhai is the highest, reaching 90%.
Regarding the transfer of property rights, most cities stipulate that the shares held can be transferred after 5 years of obtaining the real property rights certificate.
In addition, 15 cities, including Shanghai, Shenzhen, Xi'an, and Chengdu, mentioned that home buyers can further purchase the share of property rights held by the government and obtain all property rights in the future.
Shanghai proposed that the city’s urban household registration home buyers can purchase the government's share of the property rights after they have obtained the real property rights certificate for 5 years; Shenzhen said that the home buyers can apply for full property rights 10 years after signing the sale and purchase contract.
Dalian, Wuxi and other places said that buyers can purchase the remaining property rights after signing the purchase contract within 5 years.
Yan Yuejin pointed out that shared-ownership housing is a relatively attractive type of real estate, because it is possible to subscribe for only part of the property rights, and the cost of buying a house will be significantly reduced.
According to reports, in cities where shared-ownership housing has been implemented, sales have diverged. Some projects were sold out shortly after the market opened, and some projects were delayed in selling.
In this regard, Yan Yuejin said that some houses seem to be cheap, but they are not cost-effective.
Some projects with insufficient supporting facilities will indeed encounter resistance.
He believes that it is correct to adopt the strategy of "compensating what is lacking", and that problems such as insufficient school supporting facilities and inconvenient transportation all need to fill in the blanks.
(Zhongxin Jingwei APP)
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