It is noted that this can happen due to the revocation of the license or its voluntary cancellation, or in the process of mergers and acquisitions.

According to Expert RA, during the last four quarters, 45 credit organizations have ceased their work, of which 32 - on regulatory grounds, seven - as a result of voluntary surrender of a license, and six - due to reorganization in the form of merger with other banks.

Earlier, Ksenia Artemyeva, the operational director of the Fast River fintech platform, told what you need to know when choosing a bank.

Also, Kirill Tsarev, Deputy Chairman of the Board of Sberbank, assessed the situation with the debt burden of Russians.