The

self-employed

are one of the business groups that have suffered the most from the crisis derived from the covid, which has caused

1,446 to

have had to enter into

bankruptcy

so far this year,

263% more

than those who resorted to this instrument in 2020.

The figure is much higher than the total of freelancers who declared themselves insolvent in 2020 (398) and also quadruples the number of freelancers who entered the competition in the year before the pandemic, 326, according to data collected by the

Registry of Forensic Economists

( REFOR, attached to the General Council of Economists) in its 'Bankruptcy Atlas' published this Tuesday.

This represents a

year-on-year increase of 263%

in

self-employed competitions

, much higher than the 8% increase that has occurred in competitions for individuals or consumers (2,775 so far this year, compared to 2,555 in 2020) or 1.2% increase in company tenders (3,169 in the first ten months of the year).

By

2022

, the Registry foresees that there will be "a greater increase in competitions for individuals and the self-employed, many of them or the vast majority for

second chances

."

The

number of contests

that have been presented in our country is still

low compared to the rest of European countries

.

In 2020 - the last year for which there is complete data -

4,097 contests

were presented in Spain

, compared to

32,000 in France

, 17,000 in Germany, 12,000 in the United Kingdom, 7,000 in Italy or almost 7,000 in Portugal.

The country with the highest increase in insolvencies in the world

However, despite the fact that Spain continues to lag behind in the use of this resource by companies, in 2021 it is the country in which there has been the

greatest increase in the number of insolvencies

, growing by

24%.

They are followed by the Czech Republic (+ 14%), Romania (+ 11%), South Africa (+ 10%), Hong Kong (+ 7%) or Turkey (+ 6%).

In the rest of the countries analyzed, the number of insolvencies decreased in 2021 compared to 2020.

By

2022

, the Registry expects Spain to be

among the ten countries

in the world

with the highest increase in insolvencies, with 26%.

However, next year there will be six countries with a higher increase than Spain in insolvencies: Italy (+ 34%), United Kingdom (+ 33%), Australia (+ 33%), Finland (+ 29%), Singapore (+ 28%) and the Netherlands (26%).

According to the criteria of The Trust Project

Know more

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