At first it sounds absurd when the savings banks are worried about a sustained savings boom.
But there is a lot of absurdity about it: never before have so many people said they are fine.
Nevertheless, they want to consume less and save on the devil.
As is so often the case, this is in the details.
If the savings banks blame fears for the future, that sounds plausible - after all, from a perceived high, the path can only lead down.
But maybe this is thought a little too smoothly. A good deal of resignation, but also a fear of the responsibility and hardship of a more complex financial investment, seems to be hidden when money increasingly simply remains in the current account. And although rising inflation is a cause for concern, households want to consume less and save more - and then tend to do so without interest. You have to be able to afford to just leave money lying around and watch its value melt away. Which brings us back to the perceived high level of prosperity.
But in the end this behavior may result less from comfortable negligence than from excessive demands and paralyzing insecurity.
Ultimately, however, it is to be welcomed when banks and savings banks point out on World Savings Day that it is important to take responsibility for one's own wealth.
And that politics must support the individual in this.