Margaux Baralon 1:43 p.m., September 6, 2021
According to a study by the real estate broker Best Rate, which Europe 1 revealed to you exclusively on Monday morning, the purchase of real estate is much more easily amortized in some cities than in others.
Blame it on purchase prices which have jumped, while rents have stagnated.
INTERVIEW
In which city is it better to buy real estate?
If, of course, quality of life and work on site are to be taken into account, prices can also weigh in the balance.
In some municipalities, renting can be much more interesting than buying.
The proof is with a study by the Best Rate real estate broker, revealed to you by Europe 1 exclusively on Monday morning.
Maël Bernier, spokesperson for Meilleur Rate, gave all the explanations on Europe 1.
Perpignan, Le Mans, Nîmes or Le Havre
"There are big differences," she says.
"Today, the cities where you have to buy very quickly are Perpignan, Le Mans, Nîmes, Le Havre, Limoges, Grenoble."
In these cities, the purchase prices are not that high, and the rents are maintained at a decent level.
Therefore, it only takes two years to pay off its purchase.
"This means that if you stay a tenant for more than two years, you start to lose money."
And you would have been better off buying.
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Conversely, "there are cities where you will have to keep the asset longer" for it to become profitable. Unsurprisingly, we find here Paris or Lyon. "Why Lyon? We have purchase prices which have jumped since the Covid-19 and rental prices have not changed," explains Maël Bernier. "For the same surface area, rental therefore costs much less." In fact, for a 70 square meter area in Lyon, "you have to keep your property 28 years old" to begin to amortize it ... whereas it was "only" 18 years old last year.