China News Service, Guangzhou, September 1 (Sun Qiuxia) The key project "CF40 China Smart Finance Development Report 2020" (hereinafter referred to as the "Report") of the China Financial Forty Forum (CF40) was released in Guangzhou on the 1st.
The "Report" released the "China Smart Finance Development Index" for the first time, pointing out that there are eight eastern coastal provinces in China's top ten smart finance regions, and Beijing ranks first in the country.
The "China Smart Finance Development Index" was compiled under the leadership of Xu Xianchun, the former deputy director of the National Bureau of Statistics of China.
Xu Xianchun introduced that the index starts from the four aspects of smart finance development depth, development performance, ecological environment, service and evaluation, and forms four first-level indicators, ten second-level indicators, and 22 third-level indicators, which are finally aggregated into smart finance. Total financial development index.
Through further analysis of the first-level indicators and the overall index by province, the "Report" mainly draws the following conclusions: the development level of smart finance varies greatly between regions, and a few provinces and cities have increased the national average; the eastern part of the top ten smart finance provinces and cities There are eight regions, and Beijing ranks first in the country, followed by coastal provinces and cities such as Shanghai, Jiangsu and Tianjin, and inland provinces such as Qinghai, Xinjiang, and Ningxia have a lower level of development.
The "Report" pointed out that the level of regional smart finance development is positively correlated with the overall level of regional economic development. The better the level of economic development, the regions often have the industrial foundation, technological level and talent pool needed for smart finance development, as well as higher consumer finance. Literacy and acceptance of emerging financial service models have laid a solid foundation for the development of smart finance.
In terms of the industry, the "Report" pointed out that from the perspective of the development of smart finance, the securities industry is better than the other two financial industries; from the perspective of smart finance development performance, the insurance industry has achieved more significant results; from the perspective of the smart financial ecological environment, it is different The industry gap is not large; from the perspective of intelligent financial services and evaluation, the insurance industry has better integration, recognition and satisfaction.
In view of the uneven development of smart finance in China, the "Report" puts forward policy recommendations for provinces with different development levels: Central and Northeast provinces are facing problems such as economic structure optimization. In the future, financial supply-side reforms should be further deepened and the development of smart finance should be accelerated; Southwest and Northeast China The economically backward provinces in the northwest have a weak foundation for the development of smart finance. In the future, it is necessary to increase investment in digital infrastructure construction, attract relevant enterprises and talents with preferential policies, and strive to seize the "digital dividend" to achieve leapfrog development.
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