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Recently, as the number of stock investors increases, similar investment advisory services that provide investment information by paying a certain amount are rapidly increasing. Contrary to the saying that high profit is guaranteed, there are many cases of loss, and even if you want to cancel the contract, it is not easy to get a refund.



This is reporter Jeon Yeon-nam.



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Mr. A in his 20s, who started investing in stocks earlier this year.



I saw an advertisement for a similar investment advisory service that guarantees 600% of profits within one year, otherwise 90% of the down payment, and paid 3.5 million won to sign up.



Even after two months, I saw only a loss, so I requested a refund for 10 months, but the company refused.



[Mr. A/Consumer using similar investment advisory service: The paid period is 3 months (I have already used it for 2 months), so out of the total 3 million won, excluding 2 million won, I can only give 1 million won. It's really malicious.]



Mr. B in his 50s also signed a contract with 3 stocks recommended by a similar investment advisory service company and paid 5 million won for a full refund if the rate of return could not be raised to 195% within half a year.



When I requested a refund for only the loss in half a year, I gave an absurd explanation that I could not refund because the promised rate of return was achieved if I added all the stocks recommended by the company instead of the one recommended to Mr. B.



[Mr. B / Consumers using similar investment advisory services: (All stocks) I have a lot of capital to buy all 20 and 30 stocks, so I can't buy them all. I don't know how they calculated this 195%.]



In the first half of this year, 2,832 applications for damage relief received from the Consumer Agency related to similar investment advisory services, more than double the same period last year.



Nine out of ten people refused to terminate the contract or suffered excessive penalties.



The average contract amount of the victims reached 4.34 million won.



The Consumer Agency advised that when offering a high rate of return, it should be suspected of being illegal, payment should be made by credit card installment, and evidence such as text messages or call recordings should be left at the time of cancellation request.



(Video editing: Lee Seung-jin, VJ: Jung Min-goo)