Chinanews client, Beijing, August 12 (Zuo Yukun) Since July 23, the Ministry of Housing and Urban-Rural Development and other 8 departments have jointly issued a document to rectify the real estate market. Policies have been issued in many hot cities, and the real estate market has been under high pressure. Upgrade again.
Rectify intermediaries, restrict the pricing of second-hand housing, strictly check operating loans, increase land supply, encourage leasing, and crack down on school district housing speculation... Industry insiders predict that a new round of regulatory turmoil may force changes in the property market in the second half of the year.
Data map: real estate under construction.
Photo by China News Agency reporter Zhang Bin
High-frequency policy "fix loopholes"
"Oh, it doesn't matter if you are blocked, you don't have to worry about this anymore." On August 5, an ordinary Thursday, for Beijinger Xu Yang (pseudonym), it was a kind of "liberation".
In the evening of the same day, Beijing introduced new rules on divorce purchases: starting from August 5, if the couple divorced, the number of housing units owned by the original family before the divorce does not meet the city’s commercial housing purchase restrictions, within 3 years from the date of divorce, any Neither party may purchase commercial housing in Beijing.
The policy directly refers to the act of buying a house under false divorce.
Xu Yang has been thinking about fake divorce.
In the early years, watching colleagues and friends around me "the couple walked into the Civil Affairs Bureau lovingly, and they were happy to get the divorce certificate" and still didn't feel much.
It was only now that the child reached the age when she was going to school, she was worried about the school district housing.
"After the purchase restriction in Beijing, the down payment ratio for the first home is 30%, and for the second home is 60%. This province is hundreds of thousands or even millions in interest." Xu Yang remembered that when he went to see the house before, the sales staff would "Intimately" came up with an idea from the side: your husband and wife hurried to get a divorce certificate, let one of you buy it as a single person, "As long as the method is clever, the second set becomes the first set."
In terms of home purchase qualifications, Beijing blocked the loopholes in fake divorce purchases. Also on August 5, cities such as Hangzhou and Chengdu also recruited to optimize home purchase qualifications and plug the loopholes.
Data map: Vehicles pass by in front of a building.
Photo by China News Agency reporter Zhang Yun
Hangzhou has introduced the most stringent control policies in recent years to discourage real estate speculators from taking advantage of the rapid growth of the influx in recent years to "hold" real estate for profit; Chengdu requires that donated houses be included in the total number of housing units of the recipient's family to review the qualifications for purchase.
"In August, the real estate regulation is obviously different." Zhang Dawei, chief analyst of Centaline Real Estate, said that if most of the previous regulation and control policies were replaying the old tunes, then the recent regulation can be said to have begun to "act real". Regulatory vulnerabilities have been obviously patched.
"Since 2021, Chengdu has issued 6 new policies, and Shanghai has increased the number 9 times in a row." Kerui pointed out that the property market in key cities has entered a new round of intensive control cycle, with greater control and more refined content. The frequency tends to be more frequent.
Second-hand housing prices become a trend
If the real estate regulation in the past focused on the new housing market, it is now gradually transforming into a second-hand housing regulation going hand in hand.
The introduction of guidance price measures for second-hand housing in many cities has added a powerful "killer" to the regulation of the property market.
Shenzhen took the lead in introducing second-hand housing guidance price measures in February.
According to data from Centaline Property, the number of second-hand housing transactions in Shenzhen in the first half of the year fell by 35.4% year-on-year, which was the lowest transaction volume in the first half of the past seven years. In July, the number of second-hand housing transactions in Shenzhen hit a record low in nearly 17 months, falling for four consecutive months.
Data map: Shenzhen Ping An Financial Center.
China News Agency reporter Chen Wenshe
The introduction of the policy has made the myth of second-hand housing popularity in Shenzhen formally cool for the past two years.
Due to the cold in the second-hand housing market, according to media reports, Shenzhen's real estate intermediary industry is suspected of a "resignation wave". Many housing intermediaries either resigned or took long vacations. The entire industry lost nearly 12% of its employees.
After Shenzhen, Shanghai, Xi'an, Chengdu, Ningbo, Sanya, Dongguan, Wuxi, Jinhua, Quzhou and other cities have successively introduced measures such as the reference price of second-hand housing to control the falsely high listing and improve the online transaction price of second-hand housing.
"When housing prices are stable, second-hand housing transactions will gradually become routine, so in the future, regardless of any city, second-hand housing will be one of the most important themes of real estate market management." Li Yujia, a researcher at the Guangdong Provincial Housing Policy Research Center, believes that the future More and more cities will implement guidelines for second-hand housing prices.
"The refined management mode of real estate is gradually taking shape, which is a new trend with transformative significance." Li Yujia said.
More precise regulation, extending to lower-tier cities
Statistics from Centaline Real Estate Research Center show that from January to July in 2021, there were as many as 352 real estate adjustments nationwide, and 336 in the same period in 2020; there were as many as 66 adjustment policies in July, setting a new record for the year.
At the same time, the method, intensity, and detail of property market regulation have been significantly upgraded, and the "toolbox" of regulation has been continuously enriched.
Data map: inside a sales office.
Photo by Zhang Yuhuan
After sorting out, it is found that in this round of property market regulation, more and more non-first-tier hot cities have emerged.
On August 2, Zhejiang Jinhua released the "Golden Ten Tiao" property market regulation, and the residential sales were restricted for three years. On August 9, the "Hui Ba Tiao" in Huizhou, Guangdong was newly released, with unprecedented purchase and price restrictions.
Prior to this, on July 29, due to the excessively rapid growth in the sales price of newly-built commercial housing and the price of residential land in the first half of the year, the market was expected to be unstable. The Ministry of Housing and Urban-Rural Development interviewed five city government officials in Huizhou, Yinchuan, Xuzhou, Jinhua, and Quanzhou. , And included 5 cities in the list of key cities for real estate market monitoring.
Yan Yuejin, research director of the Think Tank Center of E-House Research Institute, believes that real estate regulation will be more detailed and more targeted.
Affected by this, the probability of cooling the real estate market in key first- and second-tier cities and overheated third- and fourth-tier cities in the second half of the year will increase, which will also force housing prices to continue to fall.
What do you think of the current property market?
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