China News Service, Zhengzhou, July 30 (Wang Dengfeng and Han Zhangyun) Ma Chao, deputy director of the Henan Provincial Banking and Insurance Regulatory Bureau, said on the 29th that as of the 28th, the province's banking industry has prepared a special fund of 118.58 billion yuan for flood prevention and disaster relief.
In the afternoon of the same day, the Henan Provincial Government Information Office held the eighth flood prevention emergency press conference. Ma Chao said in response to questions at the press conference that as of July 28, the province’s banking industry had restored 1,283 disaster-stricken outlets and repaired 1,190 damaged equipment. ; Special funds for flood prevention and disaster relief have been prepared at 118.58 billion yuan, and credit funds of 33.48 billion yuan have been issued.
He said that various banks have introduced targeted support policies and innovatively launched financial products such as "Concentric Quick Loan", "Tongzhou Easy Loan", "Disaster Relief Loan", "Post-disaster Reconstruction Easy Loan" and "Homeland Loan" based on the actual disaster situation. The authority of emergency loans below RMB Yuan shall be delegated to the secondary branches.
During the disaster-stricken period, all banks generally grant credit protection and extend the grace period for customers whose loans are due. Some banks postpone the original repayment date by one month as a whole for the loan due companies, and some postpone the personal credit card repayment date by one week as a whole The relief policy of the People’s Republic of China will meet the financial needs of disaster-stricken areas, enterprises and people affected by the disaster to the maximum.
Next, Henan Banking and Insurance Regulatory Bureau will guide the banking industry to more accurately and effectively support post-disaster reconstruction from five aspects.
The first is to allocate exclusive resources, the second is to implement exclusive policies, the third is to develop exclusive products, the fourth is to open up exclusive channels, and the fifth is to provide exclusive services.
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