China News Service, Beijing, May 8 (Reporter Zhao Jianhua) The Ministry of Finance and the Ministry of Industry and Information Technology of China announced on the 8th that they will continue to organize and implement the policy of reducing fees and subsidies for financing guarantee business for small and micro enterprises, and guide local governments to support the expansion of the real economy The scale of corporate financing guarantee business will reduce the financing guarantee cost of small and micro enterprises, and strive to alleviate the problem of financing difficulties for small and micro enterprises.
From 2021 to 2023, the central government will continue to use special funds for the development of small and medium-sized enterprises, using a combination of incentives and subsidies, to expand the scale of small and micro enterprise financing guarantee business, reduce the financing guarantee rate of small and micro enterprises and other provinces with strong policy guidance (including Provinces, autonomous regions, municipalities directly under the Central Government, cities under separate state planning, and Xinjiang Production and Construction Corps) provide rewards and supplements.
Among them, small and micro enterprises refer to small enterprises and micro enterprises that comply with relevant regulations. They do not include real estate, financial, investment and asset management, local government investment and financing platforms, and local state-owned enterprise capital operation platforms.
The provinces supported by bonus funds will promote financing guarantee agencies to expand the financing guarantee business of small and micro enterprises through direct subsidies and performance rewards according to local conditions, especially guarantees for single-family loans of RMB 10 million or less, first loan guarantees, and medium- and long-term loan guarantees Business scale, reducing the financing guarantee rate of small and micro enterprises.
At the same time, local governments are encouraged to guide financing guarantee institutions to actively expand the guarantee business of innovative small and micro enterprises.
According to the Ministry of Finance, in the process of continuing to implement the small and micro enterprise financing guarantee fee reduction and subsidy policy, the original policy will be appropriately improved in conjunction with the impact of the new crown pneumonia epidemic and the downward economic pressure on small and micro enterprises and the specific implementation of the original policy.
For places where the effect of fee reduction is obvious, increase the reward standard, and guide the local area to reduce the annual guarantee fee rate for small and micro enterprises to 1.5% or lower; continue to set the regional subsidy coefficient to reflect the policy preference to the central and western regions.
In addition, in order to improve the accuracy of the rewards and subsidies policy and the central financial support, the review requirements for relevant business data and other information have been strengthened.
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