Larissa and Andreas Hafner * from Erding in Bavaria lost almost 4900 euros.

If only the couple had dealt with the topic of parental allowance earlier.

If the bank clerk and the clerk had changed tax classes immediately after the first ultrasound image, the state would have given them almost 4900 euros more support.

"When it comes to parental allowance, early, clever planning is definitely worth cash," says Sigurd Warschkow, lawyer and head of wage tax assistance for employees in Gladbeck. If a couple wants the highest possible financial support, they should get information as soon as possible when they want to have children - but at the latest after the positive pregnancy test.