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Until now, even if you have an accident while drinking or driving without a license, you have been able to cover most of the damages with insurance by paying a partial fee.
However, in the future, the auto insurance system will change by paying the entire amount of damage.
Reporter Han Sang-woo will explain in detail.
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drunk driving accident in Eulwang-ri, Incheon, in which the head of a 50-year-old who delivered chicken was killed by a car driven by a drunk driver in September of last year.
Although 270 million won in insurance was paid to the victim, all the money borne by the perpetrator was 3 million won.
In the same month, nine drivers who had an accident while running on Haeundae road in Busan in a hallucinated state after taking drugs in the same month were injured and paid 810 million won in insurance, but they did not pay a single penny.
In both accidents, the car insurance that the perpetrator purchased covered most of the damage, but in the future, the car insurance system will be changed so that the perpetrator is responsible for all the damages.
In addition to drinking, unlicensed and hit-and-run driving, insurance companies can claim the full amount of insurance paid to the victim, including drug and drug driving.
[Jong - su / Insurance Association Public Relations Director: drunk driving, and recently due by debate on strengthening the deductible for drug operation being seems to be able to see that that effect you want to raise the awareness of drivers]
signals violations, such as the centerline involvement Insurance standards for 12 major negligence accidents will also change.
Currently, insurance companies share the cost of repairing the two vehicles according to the percentage of negligence, but from now on, the cost of repairing vehicles with gross negligence will not be billed to the other party.