Work until 67?
For anyone born after 1964, this is the prospect.
But many have firmly resolved to leave working life behind them sooner.
After all, the statutory pension insurance offers the opportunity to retire earlier, with discounts, but for many employees with higher incomes, this seems affordable.
But in many cases this appearance is deceptive. One major reason is that employees often make a critical miscalculation when trying to assess whether they can financially bear the haircuts. Correctly calculated, in the end there is usually much less than hoped for, often too little. But at the same time there are ways to compensate for this, and the earlier the better.