According to him, if we assume that for a family of four it is 100 thousand rubles, then in order to receive it in the form of interest, they would have to keep more than 12 million rubles on deposit over the past 10 years.
“However, monthly withdrawing interest for 10 years, we doom our money to depreciation as a result of inflation, because 12 million in 2010 and 2020 are completely different amounts,” the Prime agency quotes Revenko as saying.
He noted that in 2021, the average return on deposits was 4.5% per annum.
At present, according to the financier, an income of 100 thousand rubles per month from a deposit can be obtained only with more than 26 million rubles on the deposit.
In Moscow, this amount can grow to 150-200 thousand rubles a month, while a contribution of 45-50 million rubles will be required, according to Revenko's calculations.
Earlier, Andrei Plotnikov, a financier and manager of the Custodian investment fund, commented on the idea of allowing maternity capital funds to be invested in deposits in state banks, bonds secured by state guarantees, or bonds issued by state companies or state banks.