<Anchor> It is a
friendly economic time.
Today (20th), we will also talk with reporter Kim Hye-min.
Reporter Kim, from last year to this year, one of the issues people are most interested in is real estate.
By the way, you said a little new data about real estate came out?
Yes, today, I will show you a big data data from the National Rights Commission.
There are a lot of people filing complaints through the National Newspaper and local governments.
The Kwon Ik Committee published big data statistics for each generation.
As you can see, there are some of the most striking words from 30s to 60s.
These are houses and apartments, and these are the words with the most complaints.
It's not just last year.
In the past, there may have been many complaints related to real estate.
So I looked for 2019 as well.
At that time, there were the most complaints related to this apartment between their 30s and 50s, but there was no keyword for housing at all.
Civil complaints related to education and transportation are also within the ranking.
Especially, those in their 60s were more interested in jobs than apartments.
Last year, Corona 19 was serious and the economy was not good, but Korean people's interest in government policy was still focused on real estate.
Usually, when looking at statistics related to apartments and houses, there were statistics such as'Who bought a lot?' or'Where was there a lot of transactions?' .
But anyway, the year has passed and the new year has come, right?
Then, it is likely that last year's statistics will come out. If you look at it, what kind of households bought the most apartments?
Yes, there were generations who bought a lot of apartments in Seoul last year, but they are in their 30s.
One out of three apartments in Seoul was about 30 to buy.
In fact, after getting married, there was a strong perception that you lived with a certain amount of money after you have a stable family.
In fact, in the past, people in their 40s bought more apartments, but those in their 40s ranked first in their 30s with a very small difference last year, and last year, in their 30s, by more than 5,000 households.
'Youngster' and'Panic Buying' in their 30s weren't wrong.
However, I still couldn't afford to buy an expensive apartment in Gangnam.
People in their 30s bought the most apartments in Seongdong-gu, followed by Gangseo-gu, Jung-gu, and Mapo-gu.
Expensive apartments in Gangnam and Seocho-gu still accounted for a high percentage of their 40s with purchasing power, and Yangcheon-gu, which is known for its good school district, also bought more 40s.
30s bought the most. Then, shall we analyze the meaning of this number?
What is the reason?
suddenly bought a lot of apartments last year.
I'll buy it in a few years.
It seems that the people in their 30s who had planned to purchase this way were in a hurry and pulled all the loans to buy an apartment.
In fact, the most common households in their 30s received mortgage loans last year.
In addition, there is not much reason to wait for the apartment subscription for those in their 30s.
In order to increase subscription points, you have to get married, have a child, and fill in the subscription passbook period.
The house price went up faster than waiting for it.
You can also say, "Isn't there a lottery system?" This lottery system is only available for large squares.
This is another loan blocked.
Eventually, like those in their 40s, their 30s became the generation who had no choice but to buy a lot of existing apartments without waiting for the subscription to win.
By the way, last year's apartment price has increased a lot.
However, the loan was also very tightly regulated, so there weren't many.
But honestly, 30s aren't the generations where they can save a lot of money.
So, in the end, it seems that not a few in their 30s who received some help from their parents.
It's reasoning enough to do.
Last year, apartment donation transactions in Seoul increased significantly.
There were about 23,000 cases, but compared to 2019, this is a 1.9 times increase.
It has hit the highest record ever.
Here, I couldn't specifically select how many people in their 30s received the gift, but since parents usually give the gift to their children, many young people must have received the gift.
In the future, the price of apartments will continue to rise in the future, and the tax is lower when giving gifts than when they are sold, so they believe they are driven to the gift deal.
As the number of young people who bought apartments with gifts and loans is increasing, the number of gifts and bypass gifts to somehow reduce taxes are increasing.
When the IRS conducted a tax audit, it was said that there were many people who did not pay the gift tax even after receiving a gift from their family, as well as those who secretly paid back the money for the housing loan.
In the future, the government will further strengthen verification of the source of real estate acquisition funds and the debt repayment process.
In addition, the National Assembly is also considering raising the gift tax.