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This is a corner full of useful information for life.
It's a friendly economic time.
Reporter Kim Hye-min is also here today (15th).
Reporter Kim, I think you should listen really hard to the office workers today.
right?
The year-end settlement simplified service starts from today, but the year-end settlement is slightly changed every year.
What has changed the most this year?
<Reporter>
Yes, it was originally said to start at around 6 o'clock, a while ago. Simplified service, when I entered last night, it was already open.
Anyway, if you go to Hometax's homepage now, you can search for proof of income deduction and tax deduction.
There is a part that has changed more easily than last year, but you had to go to the optician separately and submit a receipt for the cost of purchasing the glasses.
If you paid by credit card or received a cash receipt, the data is automatically displayed in the simplified system.
In addition, the monthly tax is deducted for homeless households with an annual salary of 70 million won or less. Among them, those who live in public rental housing and pay the monthly rent to LH or SH are automatically entered into the simplified service.
Private housing is excluded, so you need to bring a copy of the contract or a receipt separately.
In addition, donations for indemnity medical insurance and emergency disaster support will be added to this simplified service.
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This year has become a lot easier, many things.
The most interesting part of this year is when did you use your credit card?
Because of the corona, the deduction rate differs depending on when it was used?
<Reporter>
Yes, it is.
There was a time when the government temporarily increased the deduction rate due to the Corona 19 shock.
First of all, it seems that you must use a credit or debit card for more than 25% of your annual salary in order to receive deductions from the excess amount.
It depends on what percentage of the excess amount is deducted. The credit card deductible amount was 15% in other periods last year, but the percentage goes up to 30% in March and 80% between April and July.
In addition, the upper limit of the amount that can be deducted from income is increased by 300,000 won, so if your annual salary is less than 70 million won, you can get up to 3.3 million won, and between 70 million won and 120 million won, you can get 2.8 million won.
If it exceeds 120 million won, it decreases to 2.3 million won.
For office workers, the amount used by credit card often determines the amount to be settled at the end of the year, so when and how much they spent last year became important this time.
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Still, overall, it seems that the tax refundable depending on the use of the credit card will increase a little this year.
And when you look at the year-end settlement, there are quite a few things that are wrong because you don't know well, because it's complicated.
Please sort out which part is wrong.
<Reporter> In
this year-end settlement, the National Tax Service also informed many of the items that are often wrong. It is said that a family with an income made it wrong because they thought that their parents or children met the criteria for personal deduction for dependents.
For dependents to qualify, the total annual income must be less than KRW 1 million.
However, as long as the dependents have earned income, this can be up to 5 million won.
All other income must be less than 1 million won in total.
Many of you have received unemployment benefits this year, but this does not include unemployment benefits.
In addition, there are cases where dual-income couples deduct one child twice.
It is said that brothers and sisters often raise their parents twice.
In addition, it is said that there are many cases where individual pension savings or retirement pensions are deducted excessively, or even a single homeowner applies for a monthly tax deduction.
You should be careful because such'unfair deductions' can be charged up to penalties.
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By the way, reporter Kim, there must be some people who lost their jobs this year due to the corona, and after that, there must be some who have worked at various jobs because the job market is a bit bad.
How do these people get the income tax?
<Reporter>
If you retire in the middle of the year, you must proceed with the year-end settlement in advance when paying the salary for the month in which the company retires.
However, at this time, only the basic deductions will be applied.
Additional deductions can be made by adding deduction items or claiming corrections during the filing period of the comprehensive income tax in May.
If you move your company in the middle, you must add up the earned income from the company where you worked at the end of December last year and make year-end settlement.
If you are a new employee, you can submit a receipt for withholding of earned income from all companies to the company you are currently working for.
Some of you may be working for more than one company, but you must choose a place where you receive a higher salary and file a report of change of work place to this company.
If you are too busy during the year-end settlement period and have not prepared your documents properly, you still have the opportunity to claim more.
You can make a claim on the hometax homepage of the National Tax Service within 5 years.