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Kospi broke the 2,800 line for the first time today (24th), recording an all-time high.

With the heat of the stock market continuing, house prices across the country are also rising sharply.



As more and more people buy houses and invest in stocks from debt, the scale of household debt is getting bigger and bigger, and reporter Deokki Yoo pointed out how this will affect our economy.



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Kospi rose 1.7% today, breaking the 2,800 mark for the first time ever.



The stock price of Samsung Electronics surged 5% in anticipation of improvement in the semiconductor industry and dividends, raising the index by foreigners and institutions.



The KOSPI, which recently rose to the 2,770 line, was predicted that investment sentiment would shrink due to concerns about the corona recurrence, but liquidity continues to flow into the stock market.



House prices have also risen.



The national weekly apartment price rose 0.29%, the highest rate for the second consecutive week since the related statistics were written.



The size of the debt is on the rise as more and more people buy homes or invest in stocks out of debt because of anxiety that they may be alienated from rising asset prices.



[Workers in their 30s: There are many people who are married around or bought a house while in their 30s (a loan with their soul).

I'm still wondering whether I have to buy it because it's clever, or whether I have to wait longer.]



As of the third quarter, the amount of debt owed by households and businesses exceeded twice the gross domestic product, but this is the first time that household debt has exceeded GDP.



It is pointed out that although the financial authorities have entered the guilty period of lending at the end of the year, it is not enough to calm the overheating of the asset market.



There is growing concern that the economic recovery will weaken due to the re-proliferation of Corona 19 at home and abroad, which could act as a factor in the financial market instability in the future.



[Min Jwa-hong / Director of Financial Stability Bureau, Bank of Korea: If income conditions are weak due to delayed economic recovery, etc., the risk of insolvency may increase, mainly for vulnerable households.]



The Bank of Korea's asset prices are adjusted in the face of overheating in the market

.

If it falls, he warned that the shock could spread to the financial sector.



In particular, an overheating of the financial market, separated from the real economy, can slow private consumption and slow productive investment, delaying the recovery of the real economy.



(Video coverage: Kim Sung-il, video editing: Lee Seung-yeol, CG: Lee Jun-ho)