Chinanews Client Beijing, December 5th (Reporter Li Jinlei) The digital RMB red envelope is here again!

This time it is in Suzhou.

Data Map: Screenshot of Shenzhen Digital RMB Red Packet.

The 20 million yuan consumption red envelope is here!

　　On the evening of December 4, Suzhou announced that it would issue 20 million digital RMB consumption red envelopes to eligible Suzhou citizens, each with an amount of 200 yuan, and the total number of red envelopes is 100,000.

　　Digital RMB consumption red envelopes are issued in the form of "lottery lottery". The lottery registration channel will be officially opened at 0:00 on December 5, 2020 and will last until 24:00 on December 6.

　　Previously, Shenzhen had issued 10 million digital RMB red envelopes on a trial basis in October, which aroused social concern.

The transaction record of the digital RMB red envelope of a winner in Shenzhen.

How to receive the digital RMB consumption red envelope?

　　Citizens participating in the event can search for the "Su Zhou to" APP in the Android APP application market or Apple APP STORE, download and register with real name, log in to the "Su Zhou to" APP, make a registration appointment, and choose personal digital RMB to open a bank. After the registration is successful , Participating citizens can follow the "Su Zhoudao" APP information and wait for the draw.

　　Who can participate?

One of the following conditions is met: one (or more) normal social security payment records within the Suzhou city in the past three years (monthly); the household registration or temporary residence is within the Suzhou city.

　　According to the rules, the winning result will be announced on December 11. The citizens who won the lot can download the "Digital RMB APP" according to the information in the "Su Zhoudao" APP station, install the "Digital RMB APP" and open the personal digital wallet of the bank selected during the appointment. , You can receive the "Digital RMB Consumption Red Packet".

　　Winners can use the "Digital RMB APP" to make purchases at designated offline merchants in the Suzhou area from 20:00 on December 11 to 24:00 on December 27, or make online purchases through Jingdong Mall.

Data map: People are using mobile phones to pay.

Photo by China News Agency reporter Zhang Yun

You can experience the mysterious offline wallet

　　In addition, Suzhou will also select some people from customers who participated in the digital RMB consumption red envelope draw to participate in the offline wallet experience event.

The number of experience personnel is controlled within 1,000.

　　What is an offline wallet?

On October 22, Mu Changchun, director of the Central Bank’s Digital Currency Research Institute, announced at the 2020 Financial Street Forum annual meeting: “The'dual offline' wallet has been fully developed and the use is relatively smooth. It will also be in the follow-up pilot process. applicable to."

　　According to reports, dual offline payment refers to a process in which the medium and the acceptance terminal are both offline to complete the business.

Even if there is no mobile phone signal, it can still be used. As long as the mobile phone with the digital currency wallet is held together, you can easily complete the transfer or payment.

Can support online consumption

　　According to reports, the digital renminbi consumption red envelopes issued in this event not only support offline consumption at nearly 10,000 merchants designated within the Suzhou city, but also support online consumption by designated e-commerce companies. The consumption red envelopes are valid for: December 2020 From 20:00 on the 11th to 24:00 on the 27th December, 2020, the unused red envelopes within the validity period will become invalid and be withdrawn from the personal digital RMB wallet.

　　Suzhou City plans to install nearly 10,000 consumer-side merchants that can use digital renminbi consumption red envelopes, covering shopping malls, supermarkets, daily retail, catering consumption, and life services, to achieve coverage of core business circles and key supermarkets in all sectors.

　　Digital RMB consumption red packets cannot be used for remittance and redemption to personal bank accounts, and can only be used for consumption at designated merchants within the validity period.

When citizens who have won the contract use digital renminbi for consumption, the system will give priority to deduct the red envelope amount of digital renminbi consumption, and the shortfall will be made up by other payment methods by individuals.

Data map: Screenshot of CCB's digital RMB test interface.

Doesn't mean that the digital renminbi officially landed

　　The pace of the digital renminbi seems to be getting closer.

Prior to this, China Construction Bank also publicly conducted a digital RMB wallet test in August.

　　However, Suzhou said that the launch of this digital renminbi consumption red envelope activity in the Suzhou area is just a routine test in the digital renminbi research and development process, and does not mean that the digital renminbi has officially landed.

　　The central bank has also stated on many occasions that the digital renminbi is undergoing internal closed pilot tests in Shenzhen, Suzhou, Xiongan, Chengdu and future Winter Olympic scenes, and there is no timetable for its official launch.

　　Do you want to use digital RMB?

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