<Anchor> In the



future, when buying a house in Seoul and most of the metropolitan area, it is necessary to disclose how the money was prepared.

Until now, this was usually only applied when buying an expensive house, but now you have to pay everything regardless of the price of the house.



This is Han Se-hyun.



<Reporter> Although the



transaction of high-priced housing has greatly shrunk due to successive real estate measures, demand for mid- to low-priced apartments in Seoul and Gangbuk is relatively steady.



Whether or not a funding plan is submitted also affects the transaction.



[Seoul Gangbuk-gu Realtor: Look here, why are there so many?

They are all 290 million, 290 million, less than 300 million.

This is so much because I don't write a financing plan here.]



Houses that don't need to report a financing plan often have speculative demand.



[Nowon-gu, Seoul: (among customers) There were two Daegu, one Busan, and one in Gwangju, Jeolla-do…

.

This is about 200 million (trading price).] In the



future, in regulated areas such as overheated speculation and adjustment target areas, you will have to pay a financing plan regardless of the house price.



The targets for submitting evidence that can objectively prove the funding plan are also expanded.



Currently, when buying a house in excess of 900 million won in an overheated speculation district, you have to submit proof of your deposit balance or a gift tax return.



[Gimgyujeong / Korea Investment & Asset Succession Research Institute: the consumer trying a low-cost investment in affordable but also seems to be feeling the reporting burden on the procurement audits and occupancy planning, financing speculative demand sentiment is slightly softened;



the addition subsidiaries When buying or selling a house, you must also report the current status of the company, whether you have a special relationship with the counterparty, and the purpose of acquisition.



When a corporation buys a house, it must also provide a financing plan regardless of the location or price of the house.



This is to prevent expedient gifting or speculation through corporations.



[Lim Kyung-in / Tax Accountant (Head of Hana Bank's Tax Affairs Team): In all stages of acquiring, operating, and disposing of housing, I can clearly feel the will to treat it at a disadvantage rather than an individual.] The



strengthened regulations will take effect on the 27th.



(Video coverage: Park Dae-young and Shin Dong-hwan, Video editing: Jung Yong-hwa)