The Paper, News Reporter Ye Yinghe

  The digital renminbi red envelope issued by the Shenzhen United Central Bank is now officially available!

  Starting at 18:00 on October 12, the winners of the Shenzhen "Lixiang Luohu Digital RMB Red Packet" received the winning text messages one after another.

In addition to notifying the winning message, the text message also contains a link to download the "Digital RMB APP". The winner can install it by clicking on it. After the installation is complete, they can go to 3389 merchants in Luohu District that have completed the digital RMB system transformation for consumption.

A total of 50,000 digital renminbi red envelopes were issued this time, each at 200 yuan, while the previous applicants exceeded 1.91 million, and the winning rate was only 2.6%.

A winning text message received by a winner

Screenshot of the download interface of the digital RMB wallet

  According to a demonstration by a winner who chose ICBC as the bank to receive the digital renminbi red envelope, the first thing that pops up after the digital renminbi APP is installed is the welcome to use digital renminbi interface, which also includes "upward payment" and "downward payment". The four characteristics of this digital RMB wallet are “money”, “legal currency”, and “two-tier operation”.

After that, another red envelope was popped out, saying "Congratulations on winning the red envelope for consumption in Luohu District, Shenzhen".

A photo of a winner who chose ICBC as the bank to receive the red envelope and opened the interface for the first time

  After the winner clicks on the red envelope, a 200-yuan digital renminbi will appear, with a pattern similar to a part of a one-hundred-yuan banknote with 200 yuan marked on the top.

After that, the winner must enter the mobile phone number and verification code to formally receive the red envelope.

What are the functions of the digital RMB red envelope?

  According to the picture feedback given to The Paper by the winners who selected Bank of China, Industrial and Commercial Bank of China, and China Construction Bank as the banks to receive the red envelopes, the pages of the banks are basically the same, but the colors are different. Bank of China and ICBC are both red, and the Bank of China is Dark blue, or consistent with the tone of the bank logo.

  After the red envelope is successfully obtained, the wallet interface displays the balance of 200 yuan, and there are two types of functions, namely, "Deposit Bank" and "Recharge Wallet". At the same time, in the transaction record, there will be a message from Luohu District Industry and Information Technology Bureau. Record of income of 200 yuan.

The two setting functions of "Digital Wallet Settings" and "Bank Card Management" appear when the page is pulled down.

  If the winner exits the interface and reopens the APP, a cover similar to a one-hundred dollar bill will be displayed, and the wallet balance will be displayed on the upper left side. If you slide up, it means payment, and if you slide it down, it means receiving money.

Scanning and QR codes are available on the payment interface.

But the difference is that there is a "set the payment amount" function at the bottom of the payment interface, and the payment interface has two functions: "touch" and "transfer money".

  However, it seems that the red envelope pilot has not yet opened the "touch one touch" function in all shopping malls.

The above-mentioned winner who selected ICBC as the red envelope receiving bank tried to pay by "touch one touch" at a merchant in Vientiane City, but was told that the service had not been activated yet.

  The Paper News reporter found that when they stepped on the spot on the afternoon of October 12, the merchants participating in the pilot program were quite low-key in the display of digital RMB red envelope signs and prompts. Merchants and shopping malls participating in the pilot program did not set up posters at the door. , Just put a small sign on the cashier counter in the store, or put a digital RMB sticker on the cashier desk.

  (This article is from The Paper. For more original information, please download the "The Paper" APP)