<Anchor>



Friendly economy, reporter Kwon Ae-ri is also here today (17th).

Reporter Kwon, today let's look for my money that is hidden somewhere without my knowledge, but there are a lot of stories about bank accounts and insurance.

Today, there are quite a few money that didn't go to personal pension.



<Reporter>



Yes.

I've often been telling you how to effectively find my hidden money because I don't know, but the hidden money I'm going to talk about today is usually quite a lot of money per person if you have it.



There are pension savings insurance for the deceased, and the balance left after the deceased accumulates or accumulates personal pensions, but the heirs did not know there was such a thing, so they couldn't take it.



Why does this happen, there is a financial transaction inquiry service for the heirs.

Many of you now know this service.



I want to know the money left by the deceased. Families can view the financial information of the deceased for three months from the date of application. Until January of last year, the personal pension of the deceased was not properly provided in this inquiry service.



Even if the deceased left a personal pension, there was the name of the financial company and one insurance. Only this information came out, so there were not many cases where the heirs did not know what they were.



However, since February of last year, as you can see, it is the pension left by the deceased, the name of the product, how much money is left, and even the amount comes out, so there is a lot less work to pass without knowing the big money.



So, the Financial Supervisory Service investigated the period from January 2017 to January last year and drew the total amount that could be grasped.



<Anchor>



How much was it after you culled the total amount that could be grasped?



<Reporter> All the



Financial Supervisory Service found is worth 72.8 billion won.

It costs about 20 million won per case.



Because you can't look at the financial information of the deceased.

I saw only 370,000 cases in which the heirs applied for referrals for two years and a month from January 2017, and that's what happened.



Of these 370,000 cases, close to 9,000 personal pension insurance for the deceased, which were not canceled and were maintained, came out.



More than 3,500 of them were not visited by the heirs.

That's 72.8 billion won, and 20 million won per case.



Almost 40% of the cases and half of the sum were overlooked by the heirs.

The money collected this time will be directly guided by the Financial Supervisory Service to the heirs.



It was a lot of money, but I decided that it could lead to confusion with financial scams such as voice phishing if notified by phone or text message, so I started sending notices only by mail from yesterday.

Shipping will be completed by tomorrow.



Those of you who checked the financial transactions of the heirs because there were some parents or family members who returned in 2017 and 2018.

In case you don't know, please take care not to miss the mail.



These days, there are many cases where the mailbox is not properly checked, and there are cases where the residence has been moved.

After receiving the mail and confirming, you can go to the insurance company, go to the insurance company, and ask for the money you received.



<Anchor>



But this time, the FSS recognized it since 2017.

What happened to the things before that?



<Reporter>



This is because what I have seen since 2017 is the longest period that the Financial Supervisory Service can recognize in this way.

Financial information of the deceased could not be kept by the financial authorities, so it was only possible for about three years from now.



In the case of those who returned before 2017, there may be a considerable amount of the deceased's pension balance that the heirs can receive, but the financial authorities cannot recognize it without knowing the heirs.



For the same reason, no one knows exactly how much money has been accumulated until now, and the financial authorities estimate that the personal pension of the deceased who could not visit this way has accumulated about 28 billion won each year.

There is also the possibility of becoming more.



In the 11 months last year, after the improvement of the financial transaction inquiry service for heirs, the pension balance that heirs searched and visited was close to 370 billion won.



Until 2015, less than half of the deceased family members used the heir inquiry service.

If you are wondering if there is such money in my house, it is also good to apply to the Financial Supervisory Service headquarters or to apply.

You can visit or call and ask.



You can also apply on the online page'Government 24', which is also available in subtitles now.

Only after the application is received, the financial authorities can inquire, find out, and inform you.



And there are things you don't know about your insurance, not as an heir.

This has been guided often so far, but you can check it at any time through the online page called'Find My Insurance', which is now subtitled.