“The changes imply the extension of the program to loans received for the construction of an individual residential building or for the acquisition of an unfinished individual housing project,” RIA Novosti quotes the document.
Also, the measure of support will be able to take advantage of those citizens who acquire a share (shares) in the right of common ownership of a residential property and ultimately become the owners of such a property.
Earlier independent economist Dmitry Adamidov assessed the situation with mortgages in Russia. In an interview with FBA "Economics Today" he expressed the opinion that the state of the construction market can be called satisfactory, therefore, in the coming years, it is necessary to provide more support to the industry. According to him, the mortgage rate usually decreases due to the large overstocking of the construction market, and such dynamics will be observed in the urban environment as long as the developers do not implement everything.