Huamao Village, Fengxiang Town, Bozhou District, Zunyi City, Guizhou Province: With credit support, the hometown has changed its appearance
From the G75 high-speed Fengxiang station, it takes ten minutes to reach Huamao Village, Fengxiang Town, Bozhou District, Zunyi City, Guizhou Province. The Baila River flows swiftly, the tomatoes in the greenhouse are full of fruits, the houses in northern Guizhou are scattered, and there is laughter from the shuttle bus... Huamao Village is booming.
Huamao Village, once impoverished, has now lifted the entire village out of poverty. In 2019, the village's rural tourism received 1.8 million tourists, the comprehensive tourism income was 600 million yuan, the village-level collective income exceeded 9 million yuan, and the per capita disposable income increased from 10,948 yuan in 2014 to 18,556 yuan.
The ceramics in Huamao Village have a history of more than 400 years. "In the 1990s, the whole village was making and selling clay pottery." said Mu Xiancai, the person in charge of the Mu Family Pottery Art Museum. Since 2014, the mother who insists on making clay pottery has received policy support. He borrowed 360,000 yuan from the Zunyi Rural Commercial Bank to build a pottery art museum and open a farmhouse. Last year, Huamao clay pottery declared as a provincial-level intangible cultural heritage, and Mu Xian was identified as the city-level intangible cultural inheritor.
Nowadays, the clay pottery of the mother's pioneer has become an online celebrity product, which is sold online and offline throughout the country, with an annual income of about 300,000 yuan. "The eldest son is doing design in a company in Anshun, and he plans to let him come back to inherit the earthenware's ancestral industry after two years of training!" The mother is planning the future of earthenware.
"Today we received more than 20 tables and more than 200 people!" Huang Guoqin, a villager in Huamao Village, and her husband Wang Zhiqiang were busy receiving tourists from the farmhouse, squeezing time to drink. "Tomorrow's more than 30 tables were booked yesterday." Wang Zhiqiang was serving food, and another group of tourists entered the door.
According to Peng Longfen, secretary of the Party branch of Huamao Village, the good development of Huamao Village Farmhouse is inseparable from the support of credit. In recent years, Zunyi Rural Commercial Bank has supported 112 loans for operating farmhouses and rural hotels in Huamao with an amount of 5.88 million yuan, supported 560 loans for building and housing renovation with an amount of 23.88 million yuan, and supported 6 integrated cultural and tourism loans in Huamao Village. The amount is 1 million yuan. Nowadays, by the Baila River, small green tiles, sloping houses, Chuandoufang, corner buildings, carved windows, white-washed walls, etc., are scattered with distinctive residential houses in northern Guizhou. The stone road strung together old wooden houses, earth-stone houses, and thatched houses, which were replaced with new colors, into a series of landscapes.
Credit support not only promoted the development of farmhouses, but also promoted the prosperity of the rural planting industry.
Early in the morning, He Wanming, chairman of the Zunyi Lvdong Jiufeng Vegetable Planting Professional Cooperative, began to organize the villagers to pick tomatoes and sort them into baskets. These days, 105 acres of tomatoes grown by the cooperative have been on the market. Baskets of tomatoes were picked from the greenhouse, and carts of tomatoes were transported from Huamao to Chongqing. "It sold more than 400,000 catties in June alone." He Wanming said.
In recent years, Zunyi Rural Commercial Bank has launched the "Rural Industry Loan-Red Pepper" series of credit products to inject financial water into the industrial restructuring of the dam area here. At present, it has issued a total of 7.458 million yuan in loans, allowing Green to move Jiufeng and Hongfengsheng. Professional cooperatives such as Yuanyuan, Dashengwang, etc. have begun to take shape, which has led to the employment of 800 villagers nearby.
Today, I opened the WeChat public account of "Zunyi Rural Commercial Bank" on my mobile phone to check and place an order. Tomorrow, I will wait at the door of the house to receive the goods. This makes Tu Huaqin, who has always been by car to the city to buy goods, very happy. , I don’t have to go to town for two months.”
Tu Huaqin’s commissary is next to the training base of the New Era Civilization Practice Station in Huamao Village. In 2014, Zunyi Rural Commercial Bank established a convenient service point for village-to-village financial services.
In April this year, Zunyi Rural Commercial Bank explored the establishment of a third-party platform between suppliers and purchasers-the supply chain platform mall. Special merchants "receive goods at home", and villagers can buy daily necessities at the village-to-village financial convenience service point without leaving the village. "There are a lot of tourists visiting Huamao Village from all over the country." Tu Huaqin said, scanning the QR code to collect more than 1,000 transactions a month. (Economic Daily-China Economic Net reporter Wang Xinwei and Wu Bingze correspondent Luo Wen)