China News Service, Chengdu, July 30th (Du Cheng Wangjue) On the afternoon of the 30th, Shanghai Pudong Development Bank Chengdu Branch responded again to Sichuan resident Ms. Cheng’s “12 million yuan loan”.
The Shanghai Pudong Development Bank Chengdu Branch responded that on July 26, Ms. Cheng from Sichuan stated in a self-media that there were two personal business loans under her name that she had done at the bank eight years ago "without her knowledge", which aroused many concerns and discussions. Shanghai Pudong Development Bank was very concerned about this and immediately requested the Chengdu Branch to conduct an investigation quickly.
After investigation, Ms. Cheng applied for a personal business loan of 6 million yuan from the Chengdu branch in 2011, with a term of 1 year, for the production and operation of an electric melting and smelting company in Wenchuan. Ms. Cheng is one of the shareholders of the company. After the loan expires in 2012, the loan will be renewed for 1 year. The personal ID card, account book, personal pledge deposit certificate and other loan application materials for the two loans are complete. During the duration of the above loans, interest was paid on time and settled at maturity, with no overdue interest payments.
According to the Shanghai Pudong Development Bank, the results of the "Appraisal Opinion" issued by the judicial appraisal agency on July 30 show that the signatures on the "Loan Application" and "Personal Credit Business Interview Investigation Record" and other materials for the above-mentioned loans are similar to those of Ms. Cheng in 2020. The signatures on the original materials such as the "Application" and "Opposition Application" submitted to Chengdu Branch in June and July were written by the same person.
Shanghai Pudong Development Bank stated that although it has been eight years since the above-mentioned loan business occurred, the bank will adhere to the principles of seeking truth from facts, prudent and prudent operation and management, ascertain the facts, take follow-up measures in accordance with laws and regulations, and effectively safeguard the bank's good reputation. (Finish)