▲ App phishing katok message impersonating a bank
The Federation of Financial Consumers said on the 27th that consumers should be careful because phishing scams that install apps (apps) that control mobile phones after attracting consumers with texts impersonating financial institutions are rampant.
According to Geum So-yeon, the fraudulent organization impersonates a bank, etc. Send an IP (IP) to Kakao Talk and click on it and ask for a photo ID and a copy of the passbook to deposit the loan.
When the recipient presses the IP, an app to take control of the mobile phone is installed, so even if the consumer calls the financial institution or financial supervisor to check the facts, the call is directed to the fraudster.
At this time, the fraudster takes money by requesting remittance in the name of repaying the existing loan.
In addition, identification cards and account numbers sent by victims are used by fraudsters to obtain loans or create cannon accounts.
Sooyeon Geumso emphasized, "Finance companies do not send loan advertisement texts, and it is important to note that texts that induce users to install apps as loan terms are 100% fraudulent."
If you click on the IP address, Geumyeon advised that it is desirable to delete and initialize the installed app.
If personal information such as ID cards are leaked, report them to financial institutions, the National Police Agency, the Financial Supervisory Service (1332), and the Financial Consumer Information Portal'Fine' to prevent further damage. You must report to.
"The best way to prevent fraud damage is to keep in mind," Kang Hyung-koo, director of Geum So-yeon, said, "Financial companies do not require account numbers and money transfers during the loan process."
(Photo = Financial Consumer Federation, Yonhap News)