The post-90s stock market speculation: the money earned by luck will eventually lose its strength

　　Sino-Singapore Jingwei client, July 19 (Luo Kun intern Tang Xiaoyu) Recently, as the stock market rebounded, investors ran into the market, and there were many "post-90s". According to media reports, a number of brokerage account openings in June rose by more than 30% month-on-month, with the highest proportion of account openings after the 1990s, exceeding 30%. According to research data from Tencent's self-selected stocks, post-90s shareholders accounted for more than 48% of the total stockholders, and post-90s gradually became the main force in the stock market.

　　"Young and vigorous", "selecting stocks based on feelings" and "fearing risks" have become the first impression of many post-90s investors. The Sino-Singapore Jingwei client interviewed a number of post-90s investors, let's take a look at their stories with the stock market!

The following is their dictation (slightly edited):

"Chasing up and down, and finally made a heartbeat"

Feng Qing is 30 years old and shares 5 years

　　I had good luck. I caught up with the big bull market in 2015 as soon as I entered the stock market. At that time, I bought several stocks that doubled. Sometimes I do "T+1" short-term trading and earn more money a day than a month. The salary is still high.

　　When I went to work that time, I was absent-minded and the leaders were not there. I quickly opened the stock trading software and looked at it. Sometimes I even hid in the company's bathroom to see the market. It took half an hour to see it. Seeing that the assets in the personal account doubled, I instantly had the illusion that I was a "share god". Sometimes I am wronged in my work, and I will have the idea of ​​resigning for full-time stock trading, but my family has forced me to suppress them and proved them right.

　　Around the Qingming Festival that year, under the guidance of a colleague, I transferred from A shares to Hong Kong shares and decided to be a value investor. Later, the situation of A-shares turned sharply, and I secretly thanked myself for successfully escaping from the top, but I did not expect that Hong Kong stocks would also start to fall, and in Hong Kong stocks that have no restrictions on the range of fluctuations, the amount of A-shares that can be lost in a day can be completed in one day. The stock of the company changed from 20% to 30% overnight into a cut, and the sour taste can't bear to remember!

　　I fell too much, and the cuts were too painful, so I didn’t cut them anymore. As expected, I became a “value investor”. The stocks in my account did not successfully unwrap until 2017 or 2018, and even made a small profit. A wave.

　　Recall that in the past few years, I have used my spare money to speculate in stocks. Like most retail investors, I have chased up and down, and carefully calculated that the profit is not high. The best case is to beat the bank's fixed deposit interest rate. Come and fry to make a heartbeat.

　　Now I have no hope of getting rich through stock trading, and my work is more reliable.

　　Data map. Sino-Singapore latitude and longitude chart

"The money earned by luck will be returned by strength"

Zheng Yang's 26-year-old shares are three months old

　　I began to pay attention to stocks in March this year. At that time, the US stocks were melted down, and the school delayed the return to school because of the epidemic. This gave me some free time to pay attention to and learn about stocks. I searched a lot of classic classic introductory books, then went to station B to follow some up masters, and then slowly explored it myself.

　　At the beginning of April, I studied the industry, selected a leading stock, looked at the fundamentals and technical patterns, and then owned the first stock in my life. At that time, I made 100 yuan, and I sold it. Now this stock has more than doubled.

　　I have met several stocks like this, made a small amount of money, or encountered a daily limit, I would sell it, and then witnessed it start to skyrocket. Every time I encounter this kind of situation, I will take a straight shot of my thighs regretfully. If I didn’t sell it at that time, I might have made tens of thousands of dollars.

　　In the past three months, I have experienced losing more than 3,000 yuan a day, and I have also made more than 3,000 yuan a day, but in fact the probability of earning is very small. Every time I make money by luck, I will also have a meal , Back with strength.

　　I used to think that stock trading is similar to gambling. When I saw stocks around, I felt that this thing was very dangling, and I didn't want to study it. Nowadays, I think stock trading is quite interesting. I can learn a lot from it. I have also witnessed the greed and fear of humanity in the stock market. It also made me see the shortcomings of my personality.

　　Now, for me, whether it is going up or down, I will treat it with a normal heart. If it is unacceptable, then withdraw from the stock market cancellation account, otherwise I have to face it, and only then will I have the last chance to pay back.

"Let there, one day I will return to the original"

Chen Yi is 25 years old and has a share age of 6 years.

　　In my freshman year, I owned my first stock. Looking back now, what I thought about stock trading at that time was very simple, but I thought it was more exciting and fun, and of course I wanted to make money through stock trading.

　　As a result, when I first entered the stock market, I lost money. Fortunately, I only invested 2,000 yuan at the beginning. The measures I have taken are to keep filling positions and reduce costs. Even after the stock market crash, I continued to make up positions. In this way, I have been losing money and buying, and after a year or two I finally made thousands of dollars.

　　The one I earned the most was a stock sold in 2018. In fact, that stock has been in my hands for almost three years. Until the previous year, it suddenly earned more than 100,000. At that time, I thought it would continue to rise, but soon The stock fell, and while still earning more than 50,000 yuan, I sold it.

　　These experiences have made me even more convinced that as long as the stocks are not delisted and they are not sold to the point where they are in desperate need of money, they will always be there, even if they lose money, they will always return the capital one day, so even if there is a loss I will not worry too much about the risks.

　　Generally speaking, I will select those low-priced stocks, check the company's performance, and then make a decision. Sometimes I also look at how the bloggers on the live broadcast are trading stocks.

　　When I used to go to school, my family would fund my stock trading; now that I am making money myself, I am used to investing all my normal expenses into stocks. The stock has soared recently, and the stock in my hands has also returned to the capital. Anyway, I don't use the money for the time being. I plan to stay there and wait for the opportunity.

"Fear the market and follow the trend"

Su Yuan is 25 years old and has a stock age of 1 year

　　The real understanding of stocks probably begins with an internship in financial media. Due to work reasons, many practitioners need to have their own stock account to become familiar with this market. There is a saying that "If you want to understand the capital market faster, the best way is to have your own account." After all, your money is in it, and you will be more sensitive. And I also want to really experience the life of the investors.

　　The stock was sold for 70 yuan for the first time, and I was excited for a long time. I felt that the money was too good to earn. It seemed that I didn’t do anything in a day and made so much.

　　Perhaps it was because they made money at the beginning, thinking that it is easy to make money, and they did not know how to fear the market, so they often filled their positions. As a result, they encountered a limit of 1,000 shares at the beginning of this year. At that time, there were more than 3,600 stocks, and two or three thousand stocks were at the limit. The entire stock market was green, and the market fell by more than seven points. At that time, I lost nearly 10,000 yuan a day, because all the money bought stocks, I did not leave any cash that can be turned around, I could not run out, and I lost the opportunity to bargain. I was very impressed with this experience.

　　I think the biggest change that stock trading has brought me is to make me more sensitive to information and make my curiosity more intense. All along, I have tended to the kind of long-term investment, which is what Buffett calls value investment, so I have to study the specific situation of the company, as well as the external economic environment and international political situation. I will have more curiosity, because this kind of investment will make me feel that curiosity can be realized, which allows me to achieve both material and spiritual satisfaction.

　　In addition, I began to learn to awe the market, and I would no longer feel inflated just because I made a little money. Now I slowly understand how to enter the market and learn to follow the trend. The stock trading also let me see the personal insignificance in front of the environment.

"Don't be greedy, you must set a stop loss"

Xu Wanqing, 26 years old, shares three years

　　I started trading stocks when I was a sophomore. Since my undergraduate degree is in finance, I know a lot about securities. The school often organizes some stocks simulation contests to encourage students to actively participate. These experiences made me gradually understand the stocks, and slowly began to stocks myself.

　　For me, in addition to being able to make money, stock trading has also allowed me to understand the dynamics of various industries and changes in national policy guidelines. Over time, my horizons have also expanded.

　　My deepest stock trading experience is probably my first stock. I took the 20,000 yuan that my parents gave me and bought Infineon. I bought two daily limit boards in a few days and made a big profit. pen. After that I felt bolder.

　　After starting work, I am accustomed to short-term operations. If I think which industry is more popular recently, I will find a few leading companies in this industry, and then combine the volume curve and other information to choose a few stocks. When the heat subsides, or some leading companies have already gone back and forth, I will choose to take profits. It is a little bit profitable. Anyway, I am not greedy.

　　I think that stocks must have their own stop loss point. When it reaches 3% or 5%, I immediately want to stop loss and sell them all without hesitation. This has made me lose money in the past few years. Excess money, but no particularly large losses. (Zhongxin Jingwei APP)

　　(Feng Qing, Chen Yi, Su Yuan, Zheng Yang, and Xu Wanqing in the text are all pseudonyms at the request of interviewees)

(The opinions in this article are for reference only. Investment is risky, so be cautious when entering the market.)

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