China News Service, July 10th-The central bank released the financial statistics report for the first half of 2020 on the official website on the 10th. The report shows that in the first half of the year, RMB loans increased by 12.09 trillion yuan, and foreign currency loans increased by 77.4 billion U.S. dollars; in the first half of the year, RMB deposits increased by 14.55 trillion yuan, and foreign currency deposits increased by 20.6 billion U.S. dollars. At the end of June, the national foreign exchange reserve balance was US$3.11 trillion.

Data Map: People's Bank of China. China News Service reporter Zhang Xinglong photo

Broad money grew 11.1%, narrow money grew 6.5%

  At the end of June, the balance of broad money (M2) was 213.49 trillion yuan, an increase of 11.1% year-on-year, and the growth rate was the same as the end of last month, which was 2.6 percentage points higher than the same period of the previous year; the balance of narrow currency (M1) was 60.43 trillion yuan, an increase of 6.5% year-on-year The growth rate was 0.3 percentage points lower than that at the end of last month and 2.1 percentage points higher than the same period last year; the balance of currency in circulation (M0) was 7.95 trillion yuan, an increase of 9.5% year-on-year. In the first half of the year, net cash investment was 227 billion yuan.

RMB loans increased by 12.09 trillion yuan in the first half of the year, and foreign currency loans increased by US$77.4 billion

  At the end of June, the balance of local and foreign currency loans was 171.32 trillion yuan, a year-on-year increase of 13%. At the end of the month, the balance of RMB loans was 165.2 trillion yuan, an increase of 13.2% year-on-year, and the growth rate was the same as that at the end of last month, 0.2 percentage points higher than the same period last year.

  In the first half of the year, RMB loans increased by 12.09 trillion yuan, an increase of 2.42 trillion yuan year-on-year. In terms of different sectors, household sector loans increased by 3.56 trillion yuan, of which short-term loans increased by 755.2 billion yuan, medium and long-term loans increased by 2.8 trillion yuan; corporate (institutional) business unit loans increased by 8.77 trillion yuan, of which short-term loans increased by 2.82 Trillion yuan, medium and long-term loans increased by 4.86 trillion yuan, bill financing increased by 969.7 billion yuan; loans from non-banking financial institutions decreased by 277.5 billion yuan. In June, RMB loans increased by 1.81 trillion yuan, an increase of 147.4 billion yuan year-on-year.

  At the end of June, the balance of foreign currency loans was 864.3 billion US dollars, an increase of 5.6% year-on-year. Foreign currency loans increased by US$77.4 billion in the first half of the year, an increase of US$53.6 billion year-on-year. In June, foreign currency loans increased by US$ 15.4 billion, an increase of US$ 23.4 billion year-on-year.

RMB deposits increased by 14.55 trillion yuan in the first half of the year, and foreign currency deposits increased by US$20.6 billion

  At the end of June, the balance of local and foreign currency deposits was 212.99 trillion yuan, a year-on-year increase of 10.5%. At the end of the month, the balance of RMB deposits was 207.48 trillion yuan, an increase of 10.6% year-on-year, and the growth rate was 0.2 and 2.2 percentage points higher than that at the end of last month and the same period of last year.

  In the first half of the year, RMB deposits increased by 14.55 trillion yuan, a year-on-year increase of 4.5 trillion yuan. Among them, household deposits increased by 8.33 trillion yuan, non-financial enterprise deposits increased by 5.28 trillion yuan, fiscal deposits increased by 438.4 billion yuan, and non-banking financial institution deposits decreased by 744.6 billion yuan. In June, RMB deposits increased by 2.9 trillion yuan, an increase of 637.1 billion yuan year-on-year.

  At the end of June, the balance of foreign currency deposits was US$778.4 billion, an increase of 2.4% year-on-year. Foreign currency deposits increased by US$20.6 billion in the first half of the year, a year-on-year decrease of US$11.9 billion. In June, foreign currency deposits increased by US$31.1 billion, an increase of US$21.2 billion year-on-year.

The monthly weighted average interest rate for interbank borrowing in the inter-bank RMB market was 1.85% in June, and the monthly weighted average interest rate for pledged bond repurchase was 1.89%

  In the first half of the year, the inter-bank RMB market saw a total of 669.11 trillion yuan in terms of lending, cash and repurchase, with an average daily turnover of 5.53 trillion yuan, and an average daily turnover of 16.7% year-on-year. Among them, the average daily turnover of inter-bank lending decreased by 5.2% year-on-year, the average daily turnover of spot bonds increased by 26.7% year-on-year, and the average daily turnover of pledged repo increased by 19.3% year-on-year.

  The weighted average interest rate for inter-bank lending in June was 1.85%, which was 0.6 and 0.15 percentage points higher than that of the previous month and the same period of the previous year; the weighted average interest rate of the pledged repo was 1.89%, which was 0.6 percentage points higher than that of the previous month and the same period of the previous year. 0.15 percentage points.

National foreign exchange reserve balance of 3.11 trillion US dollars

  At the end of June, the national foreign exchange reserve balance was US$3.11 trillion. At the end of June, the renminbi exchange rate was 7.0795 yuan per dollar.

In the first half of the year, cross-border trade RMB settlement business occurred 3.08 trillion yuan, and direct investment RMB settlement business occurred 1.72 trillion yuan

  In the first half of the year, cross-border goods trade, service trade and other current items, foreign direct investment, and foreign direct investment settled in RMB occurred 2.19 trillion yuan, 0.89 trillion yuan, 0.51 trillion yuan, and 1.21 trillion yuan, respectively.