China News Agency, Beijing, June 2nd (Reporter Pang Wuji) China has fully implemented advance notice registration for pre-sale commercial houses, and actively promoted advance notice registration for stock houses.
The Ministry of Natural Resources, the State Administration of Taxation, and China Banking and Insurance Regulatory Commission jointly issued the "Opinions on Synergistic Promotion of "Internet + Real Estate Registration" to Facilitate the Work of Enterprises and People". According to the opinion, before the end of the year, all cities and prefecture-level cities and qualified counties and cities in the country will fully implement the "Internet + real estate registration". All compressed to within 5 working days.
It is worth noting that these comments suggest that the advance notice registration system be implemented, the first to implement online registration, and actively extend the registration port to real estate development companies and housing brokerage agencies.
Zhao Yan, deputy director of the Natural Resources Confirmation and Registration Bureau of the Ministry of Natural Resources, said in Beijing on June 2 that advance registration is an important system stipulated in the Property Law, which is to protect the legitimate rights and interests of buyers, prevent "one house, two sales" and prevent transaction risks. Legal means. Advance notice registration can be against a third person. After the advance notice registration, if the real property is disposed of without the consent of the advance registration right holder, no real right effect will occur.
Zhao Yan explained that in the practice of pre-sale commercial housing transactions, small owners are at a disadvantage. It usually takes about 3 years from buying a house to obtaining a certificate. If the developer does not cooperate, the time may be longer or even unable to receive the certificate. There are many cases in which the pre-sale commercial houses purchased by the people in full were "one house, two sold" and mortgaged again, and the people's legitimate rights and interests were seriously damaged. The full implementation of the advance notice registration system can effectively prevent such situations.
The Opinions also proposed that the banking financial institutions should be instructed to approve loans based on the results of advance notice registration. Those pre-sale commodity houses that have not gone through advance notice registration and mortgage advance notice registration are not allowed to approve loans.
Many places have actively explored this. For example, more than 90% of Jiangsu Province has carried out advance registration and advance mortgage registration business of pre-purchased commercial houses, and more than 50% of regions have carried out advance notice registration business of stock housing transfer. (Finish)