Zhongxin Client, April 23 (Peng Jingru) On April 23, the Shanghai headquarters of the People's Bank of China held a seminar on Shanghai real estate credit work. The meeting requested to adhere to the "housing and housing is not speculation" position, strictly prohibit the use of real estate as a risk mortgage, through personal consumption loans and operating loans in disguise to break through the credit policy requirements, and provide funds to buyers in violation of regulations, affecting the stable and healthy development of the real estate market.