China News Network, Xiamen, April 2 (Yang Fushan, Mao Wei) With the effective containment of the epidemic, there is a gradual resumption of work and production in various places. Xiamen's financial institutions continued to launch supportive policies to help enterprises resume work and resume production to overcome difficulties.
The Agricultural Bank of China Xiamen Branch introduced on the 2nd that in order to serve small and micro enterprises more conveniently and effectively, the bank recently launched an innovative financial product called “Resumption Loan” as a special financing product portfolio loan that supports small and micro enterprises to resume work and resume production. The product portfolio includes "Tax e-loan", "mortgage e-loan", "customs e-loan", "continued e-loan", "chain Czech loan", "wage loan", "micro-order loan", "technology guarantee loan", "technology guarantee insurance loan", "knowledge burden" "Loans" and other credit products can be processed online and offline to meet the personalized financing needs of small and micro enterprises.
Xiamen ’s key anti-epidemic materials production enterprises and Hong Kong-owned enterprises Gongli (Xiamen) Medical Supplies Co., Ltd. experienced a shortage of funds during the epidemic. After learning about this situation, the Xiamen Agricultural Bank Xike Sub-branch took the initiative to provide financial service solutions and provided two tax-paying e-loans of 2 million yuan to its two supporting production companies. The loans were granted in seconds, which successfully guaranteed the company on February 3 The construction started smoothly and the daily output of masks exceeded 500,000.
The staff of Xiamen Agricultural Bank reviewed the application materials for the “Resumption of Work Loan”. Photo courtesy of Xiamen Agricultural Bank
Mr. Xie, the person in charge of the enterprise, told reporters that this move provided timely liquidity for the company and its suppliers, and ensured the successful completion of the epidemic-resistant production task.
A related person in the city ’s vegetable basket project, which is located in Tongan District, Xiamen City, the company Zhenkunji Breeding Co., Ltd., told reporters that after the epidemic, its sales were blocked, and there were short-term difficulties in capital turnover, and it was urgent to add working capital of 2 million yuan. After hearing the news, the Hongtang Sub-branch of Xiamen Agricultural Bank came to the door and handled the "mortgage e-loan" for the enterprise. Three days later, the company received its first credit.
Since the outbreak, the Agricultural Bank of Xiamen has continued to launch a number of special policies to help small and micro enterprises resume work and resume production, and do a good job of financial services, actively serving thousands of inclusive small and micro enterprises affected by the epidemic.
Statistics show that since February this year, the bank has issued nearly 3,000 loans to small and micro enterprises, with a cumulative amount of more than 900 million yuan. (Finish)