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As the financial market fluctuated, many people who invested in stock-linked securities and ELS are also beating their hearts. When I invested, I said that I would make a stable profit, but now many products are in crisis.

Reporter Hyung-Woo Jeon.

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Male A, in his 40s, invested 200 million won in ELS, a three-year stock-linked securities linked to the Eurostock Index last year.

[ELS Investor: (The bank teller) Just show me the passbook, my passbook. I've been doing this (ELS) in the past few years and I've never lost it.]

The recent Eurostocks index has fallen more than 30% from its peak, and this product is on the verge of entering the principal loss range.

Most of these ELSs are contract-producing products if the stock indexes, such as KOSPI, the US S & P500, and Eurostock, do not drop below a certain level.

In the midst of a long low interest rate and an advertisement stably yielding a 3 ~ 4% annual return, ELS's issued amount reached 100 trillion won last year and was called 'National Finance Technology Product'.

However, the situation has changed as the global stock market plunged due to the corona crisis.

Depending on the time of enrollment, many products have already entered the principal loss section.

It is already 503, totaling 620 billion won.

He is at risk of losing 30 to 40% of his principal in order to get a 2% P higher yield than bank deposits.

[Hwang Se-woon / Research Fellow, Capital Market Research Institute: If only 10% further decline, many ELS products will enter the knock-in area (Principal Loss Section). Then there is the possibility that massive losses are inevitable.]

If the stock price index rebounds before maturity, you may be able to get a contracted return, but investors' concerns are deepening because it is difficult to estimate the bottom of the share price due to the corona crisis.

(Video coverage: Namseong Kim, Video editing: Lee So-young)