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In the current situation, there is also a discussion to boldly increase the amount of financial expenditure, but it is most important to provide timely funding to those who need it. However, there are many self-employed and small and medium-sized businesses that are rejected because of existing loans.
Reporter Jeon Hyung-woo reports.
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A manufacturer of plastic products in Gyeonggi-do.
Due to the spread of Corona 19, the supply of parts has been cut in China since last month, and the operation of the plant has stopped.
[Kim Mo / CEO of Plastics Manufacturer: Employees are required to pay such bills, such as salaries, operating funds, and electricity. There is no way to pay because there is no sales. It's actually dark.]
When they couldn't make any sales in nearly two months, they applied for a loan from a corona19 victim to the Small Business Market Promotion Corporation.
In the announcement of the Ministry of SMEs and Startups, it was said that "additional application is possible regardless of the existing funding details."
The application was accepted due to the requirement to reduce sales, but the next step, the Credit Guarantee Foundation guarantee, was blocked.
In reality, like Mr. Kim, loans are often rejected because the guarantee limit is full.
[Kim Im-yong / Chairman of the Small Business Association Chairman: It is difficult to find a small business without a loan while doing business. Even if you receive dozens of documents, you are desperate because you are not eligible for a loan in the end.
Even if it is difficult to get a guarantee, it is difficult to get timely support for only two months.
Unless special guarantees that temporarily increase the limit of guarantees are expanded, government support is a picture of self-employment or small and medium-sized businesses that have weak collateral or credit.
(Video coverage: Hojun Choi, Video editing: Seunghee Lee)
Do you apply for 'corona 19 damage' loan ... "Repay the loan you already had"
2020-03-12T12:46:59.583Z
In the current situation, there is also a discussion to boldly increase the amount of financial expenditure, but it is most important to provide timely funding to those who need it. However, there are many self-employed and small and medium-sized businesses that are rejected because of existing loans.
Source: sbskr