The central bank's response to how mortgage interest rates are more cost-effective: it depends on the judgment of the LPR trend

Chinanews client March 6th (Li Jinlei) From March 1st, it is better to choose the personal mortgage interest rate to convert to LPR or fixed interest rate. In response, the central bank responded that the two conversion methods have their own advantages, and the specific choice depends on their own judgments, especially on the future interest rate trend. If it is believed that LPR will decrease in the future, it will be better to convert to reference LPR pricing; if it is believed that LPR may increase in the future, then it will be advantageous to convert to fixed interest rates.