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Mizuho Bank to digitalize passbook


Mizuho Bank, which has approximately 24 million accounts, is a digital passbook that can be used to record deposits on a smartphone etc. during the new fiscal year.

Mizuho Bank also digitizes passbooks on February 27 6:32


Mizuho Bank, which has approximately 24 million accounts, will, in principle, use a digital passbook that can be used to view records on smartphones and other devices during the new fiscal year. All three megabanks will now switch to digital passbooks.

In principle, Mizuho Bank does not issue paper passbooks to anyone who opens a new deposit account during the new fiscal year, but rather uses a digital passbook that allows you to see the balance, deposit and withdrawal records on a PC or smartphone. is.

Mizuho Bank has about 24 million personal savings accounts, but for a paper passbook, stamp tax, paper fee, printing fee, etc. cost about 200 yen per account per year.

As the business environment is becoming more severe, such as prolonged low interest rates and competition with IT companies that have entered the payment service, the goal is to reduce costs through digitalization.

However, even if you open a new account, you can issue a paper passbook if you want, and if you already have an account, you can use a paper passbook as before.

In megabanks, SMBC has been using digital passbooks since last year for four years, and Mitsubishi UFJ Bank has been switching from paper passbooks last year, and digitalization of financial services is likely to accelerate further.

Source: nhk

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