If a child buys a house and the parents live in the house with a deposit, the tax office will be able to get a thorough verification of whether the parent has given the child money to buy the house.

According to the results of the 2nd Seoul Real Estate Transaction Survey released today (4th) by the government's joint investigation team, a large number of suspected fugitives, such as gift tax, were reported to the IRS.

Joint investigation teams such as the Ministry of Land, Infrastructure and Transport, the Financial Services Commission, and Seoul Metropolitan Government conducted a survey of 1,333 housing transactions reported in August and October last year, classifying half of the 670 cases suspected of tax evasion and notifying the IRS.

The government has spotted suspicions of suspected parental misuse of expensive homes.

Mr. A in his 20s bought an apartment in Seocho-gu for 1 billion won last June.

Mr. A made a 900 million won in addition to a 450 million won loan from a financial institution with a deposit of 450 million won from the house purchase funding plan issued to the ward office, and the remaining 100 million won In the bank account of the said.

I bought a billion-dollar house and I only spent 100 million won.

Mr. A is suspected of living in the same house that he rented his parents to.

In addition, it was found that they received money from their parents two months before the contract was signed.

The Department has notified the IRS that even if it has a normal lease agreement between the parent and child, it is suspected of a shortcut gift that borrowed a lease deposit.

A Ministry of Homeland official said, "The unusual transactions, such as living with a house and giving a charter to parents, were filtered into suspicion of tax evasion, but I know there are not many such cases." Will be tracked. "

Even if a family transaction is sold at a price significantly lower than the market price, the IRS has been thoroughly verified whether it is a shortcut.

Mrs. B sold their apartment in Seocho-gu to their 20s for 1.2 billion won last October.

However, according to the Ministry of Homeland, the price of this house is 1.7 billion won, which the couple sold at 500 million won lower than the city tax in order to reduce the amount of tax payments such as capital gains tax and reduce the burden of children's home purchase. I informed you.

If you temporarily borrow money from your parents when you buy a house, you will not be able to use an IOU and you will be classified as a gift.

Mr. C bought a 1.7 billion won apartment in Gangnam-gu with a deposit of 950 million won in August last year, borrowing 150 million won with credit and 550 million won from his parents.

The remaining 50 million won was spent on their own money.

When the Department of Homeland borrowed 550 million won from its parents, it caught the fact that it did not use a borrower's card and informed the IRS about suspected misconduct.

670 cases of suspicion of tax evasion notified to the National Tax Service by housing price were the most, with 267 cases (39.9%) more than 900 million, 203 cases (30.3%) and less than 600 million won and 200 cases between 600 million and 900 million won. 29.9%).

The investigation resulted in suspected cases of borrowing a house from someone else and led a police investigation.

Mr. D received an apartment in Gangdong-gu for 550 million won in August last year. After he passed his name to his acquaintance E in October, he signed a lease again and entered the house.

When the Ministry of Land, Infrastructure, and Welfare researched the financing, it was found that Mr. D was responsible for all of the housing funds, including the balance.

It is a house of E's name, but his own money does not go in, and tenant D pays 100% of the money, which means that D has borrowed E's name.

This is a violation of the Act on the Registration of Real Estate Rights Names, where the owner of a name can be fined up to 30% of the value of a house and can be sentenced to five years in prison or a criminal penalty of up to 200 million won.

A 'conscience' entrepreneur, who bought a house with a business loan, was also caught.

Mr. F, an e-commerce business, bought a 2.1 billion won high-priced apartment in Seocho-gu and received 700 million won as a senior household mortgage loan from a bank and 500 million won as a subordinated private business loan from a mutual financial association.

The Ministry of Land and Home Affairs judged that subordinated private business loans violated related regulations that cannot be loaned out for the purpose of buying a house in the dumping area.

94 cases were subject to inspection by the Financial Services Commission and the Ministry of Public Administration and Security due to the violation of loan regulations. Among them, 62 cases (66.0%) of housing transactions over 900 million won, 19 cases (20.2%) of less than 600 million won, and 600 ~ 9 There are 13 billion won (13.8%).

The IRS will conduct an in-depth analysis of the sources of funds reported as suspected of tax evasion, and conduct a tax investigation if allegations of fugitives, such as provisional donation, are found.

The IRS initiated a tax investigation on 101 suspected fugitives who were unclear about the source of funds and the ability to repay their funds after analyzing the cases in which the donation tax deadline had passed due to cases of suspected tax evasion.

The Financial Services Commission, the Ministry of Finance, and the Financial Supervisory Service are also planning to take measures against suspected non-compliance with the regulations by checking the financial companies, and recovering the loans if they are found to be useful.