It is noted that out of the 30 largest banks, only three issued POS loans in 2019.
This is because banks decided to issue more credit cards, rather than conclude separate loan agreements.
On December 31, it was reported that from January 1, the last stage of limiting maximum debt will enter into force in Russia. Under the new rules, the maximum interest on loans for a period of up to one year should not exceed the debt itself by more than 1.5 times.