“It seems to me that now is the golden time for mortgages - rates are falling, inflation is falling. This is a great blessing for people, the opportunity to purchase an apartment, ”RIA Novosti quoted him as saying.

Gref added that there is currently no deterioration in the situation with mortgage loans.

“We do not see loans, we do not see any signs of deterioration in this market. Demand is growing, we see that the capacity of this market is great, ”he concluded.

Earlier, Gref announced the plans of Sberbank to introduce refinancing of its mortgage for customers in 2020.

In September, it became known that Sberbank reduced the mortgage rate by October 1, 2020 by 0.3 pp for finished and under construction housing, suburban real estate, the construction of a residential building, the purchase of a garage and parking space, and an inappropriate loan secured by real estate.