The Insurance Authority said that it has issued a circular regarding imported vehicles, according to which the Emirates Authority for Standardization and Metrology (specifications) should be reviewed for the purpose of obtaining a certificate indicating the status of the vehicle and the possibility of insuring it. . She explained that the UAE system for the control of imported used vehicles, obliged importers to obtain a certificate of conformity with the technical specifications of the UAE Gulf used and imported cars.

In addition, managers and workers in insurance companies said that a large part of the companies operating in the local market, reservations about the insurance of imported vehicles comprehensive insurance, and only insurance «third party» only.

Licensing

In particular, the Insurance Authority stated that it has issued a circular to companies regarding imported vehicles, according to which the Emirates Authority for Standardization and Metrology should be reviewed for the purpose of obtaining a certificate indicating the status of the imported vehicle, and the possibility of licensing and insurance.

Certificate of conformity

For its part, the Emirates Authority for Standardization and Metrology (specifications), that the UAE system for the control of imported used vehicles, which was implemented two years ago, obliged importers to obtain a certificate of conformity with the technical specifications of the UAE Gulf used and imported cars.

“The electronic system has succeeded in clearing the local markets of vehicles coming from abroad that do not comply with the safety and security requirements. Since its launch, it has witnessed more than 40,000 searches for used vehicles in the UAE,” he said. Abroad, while the regime refused to enter 2959 vehicles that do not conform to the UAE system ».

He pointed out that since the middle of 2017, the UAE prohibits the importation of used cars that have been 'written off' in the countries of origin or use, thus making it one of the first countries to make more efforts to audit this type of vehicle, thus enhancing quality of life indicators.

The importer has to verify before importing used cars that they are free from serious damages, he must register the imported cars for re-export, in addition to the registration of imported cars for use as spare parts, in addition to obtaining a no objection certificate from the Authority when importing for use. inside the state.

Safety elements

Dr. Yousef Al Saadi, Director of Conformity Affairs at the Emirates Authority for Standardization and Metrology, Dr. Yousef Al-Saadi, explained that the UAE system for the control of imported used vehicles determines all safety elements required in the vehicle, and prevents the import, registration and insurance of the used vehicle in seven cases: burned vehicles, scrap, The sunken, disassembled vehicles as well as vehicles that have suffered serious collisions, vehicles that cannot be returned to their original condition, and vehicles with a manufacturing defect, while the system excluded imported light vehicles for re-export abroad.

Al-Saadi said that the system has achieved a rise in safety indicators on roads, as the refusal of the system to enter this quantity of non-conforming vehicles to the state markets, contributes to the protection of lives and property by reducing the rates of road accidents.

Insurance reservation

Adnan Elias, sales manager at Fidelity Insurance Services, said that "a large part of the insurance companies operating in the local market refuses to provide imported vehicles with comprehensive insurance and are highly conservative towards these cars." Insurance against third parties.

"If insurance companies accept universal coverage, the prices of the documents are very high compared to their normal levels," Elias said. "Insurance companies see these vehicles as high risk and believe that the cost of repairing them in garages and maintenance workshops is high."

He explained that «insurance companies classified cars into categories of incoming or modified ones, as each category has characteristics different from the other in terms of the cost of maintenance or vehicle characteristics».

Lack of information

Saeed Al Muhairi, Executive Director of United Gulf Insurance Brokers, said: “Insurance companies are reluctant to use used cars imported from abroad, given the lack of information about them, including the car's history and history.” Dealers have the necessary documents that clarify the specifications of the vehicle and its record to facilitate comprehensive insurance ».

Al Muhairi added that «companies are very interested in the information of the engine number or the structure of the vehicle for imported cars», pointing out that «if the insurance companies are provided with official documents from the authorities responsible for examining these vehicles, the insurance process will be smooth for insurance companies».

Certain policies

"Insurance companies follow certain policies towards vehicles that provide coverage, and imported cars have special accounts in this context," said Mousa Al-Shawahin, CEO of My Partners Insurance and Risk Management. Maintenance of these types of cars ».