The cheapest mortgages of April 2024. Javier Serrano: All financial entities offer mortgages to purchase real estate.

The first thing we must be very clear about is that we can afford the mortgage and not go into debt beyond our means. In the case of fixed rate mortgages, the cheapest this month is the Fixed Rate Bonus Mortgage from Banco Sabadell (2.75%). The variable rate ones are referenced to an index accepted by the market - in Spain, the most common is the Euribor -, and a differential is applied.